4640 Ludlow St, Boulder, CO 80305 Property Records

Boulder County property record for 4640 Ludlow St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.75 ba · 2,077 sqft · built 1965
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$431,500 (May 2010)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1577-09-3-06-014`

Property Details

APN / Parcel Number

Primary APN	`1577-09-3-06-014`
Alternative APNs	`R0011605` `0011605`

Interior

Bedrooms	6 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,077 sqft Living Area
Gross Area	2,377 sqft
1st Floor Area	1,079 sqft
Basement Area	998 sqft
Finished Basement	998 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0011605
Street Address	4640 LUDLOW ST
City	BOULDER
State	CO
Zip	80305-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 7 HY VIEW
Legal Range	70
Legal Township	1S
Legal Section	09
Legal Subdivision	HY VIEW - BO
Legal Block	7
Legal Lot Number	14
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1011
Census Tract	12508

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4640 LUDLOW ST, BOULDER, CO 80305-6740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRSTBANK
May 2, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2010 · Amount on Record
Deed Sale	May 19, 2010 · Amount on Record
Prior Sale	Apr 8, 2004 · Amount on Record
Deed Document Number	20103075486
Last Transfer Date	Nov 14, 2022
Transfer Doc	0003999969
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Mar 14, 2023
Property Address	4640 LUDLOW ST, BOULDER, CO 80305-6740
Document Number	0003999969
Instrument Date	Mar 3, 2023
Instrument	3999969
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 LUDLOW ST, BOULDER, CO 80305-6740

Mortgage

Document Number	0003999970
Date	Mar 14, 2023
Instrument	3999970

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	4640 LUDLOW ST, BOULDER, CO 80305-6740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003589796
Date	May 2, 2017
Instrument	3589796

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,117 (+1.39%) Land $27,370 Building $37,747	$1,027,600 (-) Land $472,500 Building $555,100
2025	$6,123.00 (+1.93%)	$64,225 (-12.32%) Land $29,531 Building $34,694	$1,027,600 (-6.01%) Land $472,500 Building $555,100
2023	$6,007.00 (+16.51%)	$73,251 (+31.91%) Land $34,900 Building $38,351	$1,093,300 (+36.83%) Land $520,900 Building $572,400
2022	$5,156.00	$55,530 Land $25,979 Building $29,551	$799,000 Land $373,800 Building $425,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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