4650 Bluff Ave, Jacksonville, FL 32225 Property Records

Duval County property record for 4650 Bluff Ave, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1960
Lot Size	0.196 acres (8,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Feb 2026)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160409-0000`

Property Details

APN / Parcel Number

Primary APN	`160409-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,300 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,545 sqft (0.196 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4650 BLUFF AVE
City	JACKSONVILLE
State	FL
Zip	32225-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-70
Legal Description	30-15 29-1S-28E BEACON HILLS & HARBOR UNIT 1 LOT 27 BLK 6
Legal Range	28E
Legal Township	01S
Legal Section	29
Legal Subdivision	BEACON HILLS & HARBOR 01
Legal Block	6
Legal Lot Number	27
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1012
Census Tract	14601

Owner

Source: Duval County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4650 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Special Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 2, 2026	Special Warranty Deed, Transfer UNKNOWN, BCHH LLC
Mar 8, 2022	Special Warranty Deed, Transfer · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	202635977
Deed Book / Page	21792 / 267
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 17, 2026
Property Address	4650 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number	0217920267
Book / Page	21792 / 267
Map Reference	MB 30 PG 15&15A
Instrument Date	Feb 6, 2026
Instrument	2026035977
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BETTER SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 S CONGRESS AVE UNIT 40298, 40298, AUSTIN, TX 78704-0213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4650 BLUFF AVE, JACKSONVILLE, FL 32225-1410

Mortgage

Document Number	0021792271
Date	Feb 17, 2026
Instrument	21792/271

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 2, 2026
Property Address	4650 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number	0217762284
Book / Page	21776 / 2284
Map Reference	MB 30 PG 15&15A
Instrument Date	Jan 23, 2026
Instrument	2026025232
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, BCHH LLC

Transaction

Amount	Amount Recorded
Tax	$8,747.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 CONGRESS AVE FL 33, 33, AUSTIN, TX 78701-3792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CONGRESS AVE FL 33, 33, AUSTIN, TX 78701-3792
Investor	Possibly a Property Investor

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 8, 2022
Property Address	4650 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number	0201750236
Book / Page	20175 / 236
Map Reference	MB 6 PG 14
Instrument Date	Feb 25, 2022
Instrument	2022061950
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Mortgage

Document Number	0201750264
Date	Mar 8, 2022
Instrument	20175/0264

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 9, 2027

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,709 (-3.12%) Land $115,000 Building $118,709	$233,709 (-3.12%) Land $115,000 Building $118,709
2025	$4,663.00 (+7.17%)	$241,241 (+8.31%) Land $100,000 Building $141,241	$241,241 (+8.31%) Land $100,000 Building $141,241
2024	$4,351.00 (+3.32%)
2023	$4,211.00 (+15.97%)	$222,731 (+10.93%) Land $85,000 Building $137,731	$222,731 (+10.93%) Land $85,000 Building $137,731
2022	$3,631.00	$200,787 Land $80,000 Building $120,787	$200,787 Land $80,000 Building $120,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (1989–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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