4647 Bluff Ave, Jacksonville, FL 32225 Property Records

Duval County property record for 4647 Bluff Ave, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,890 sqft · built 1960
Lot Size	0.177 acres (7,719 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2026)
Tax Bill	$384 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160371-0000`

Property Details

APN / Parcel Number

Primary APN	`160371-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,346 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,719 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Porch	Finished/Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4647 BLUFF AVE
City	JACKSONVILLE
State	FL
Zip	32225-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-70
Legal Description	30-15 29-1S-28E BEACON HILLS & HARBOR UNIT 1 LOT 2 BLK 2
Legal Range	28E
Legal Township	01S
Legal Section	29
Legal Subdivision	BEACON HILLS & HARBOR 01
Legal Block	2
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1013
Census Tract	14601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Caroline National Memorial listed 1966 · 5 contributing resources · NRIS 66000061

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4647 BLUFF AVE, JACKSONVILLE, FL 32225-1409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Jul 21, 2020	Warranty Deed, Transfer · VA Mortgage WEST TOWN BK&TR
Sep 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 7, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2026190004
Deed Book / Page	22018 / 749
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 14, 2026
Property Address	4647 BLUFF AVE, JACKSONVILLE, FL 32225-1409
Document Number	0000190004
Book / Page	22018 / 749
Instrument Date	Aug 11, 2026
Instrument	2026190004
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4647 BLUFF AVE, JACKSONVILLE, FL 32225-1409

Mortgage

Document Number	0000190005,
Date	Aug 14, 2026
Instrument	2026190005

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 21, 2020
Property Address	4647 BLUFF AVE, JACKSONVILLE, FL 32225-1409
Document Number	0192900032
Book / Page	019290 / 000032
Instrument Date	Jul 15, 2020
Instrument	153310
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4647 BLUFF AVE JACKSONVILLE FL 322251409, JACKSONVILLE, FL 32225-1409

Mortgage

Document Number	192900034
Date	Jul 21, 2020
Book Page	019290/000034
Instrument	153311

Lender

Name	WEST TOWN BK&TR
Address	RALEIGH, NC 27615

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 7, 2019
Property Address	4647 BLUFF AVE, JACKSONVILLE, FL 32225-1409
Document Number	0189220843
Book / Page	018922 / 000843
Instrument Date	Aug 30, 2019
Instrument	205870
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,049.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36181 E LAKE RD #20 PALM HARBOR FL 346853142, 20, PALM HARBOR, FL 34685-3142

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 7, 2019
Property Address	4647 BLUFF AVE, JACKSONVILLE, FL 32225-1409
Document Number	0189220839
Book / Page	018922 / 000839
Instrument Date	Aug 30, 2019
Instrument	205867
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$472.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12708 WEDGE CT JACKSONVILLE FL 322251235, JACKSONVILLE, FL 32225-1235

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,090 (+2.7%)	$322,007 (-7.17%) Land $115,000 Building $207,007
2025	$384.00 (+81.99%) Homeowner's exemption Veteran's exemption Widower's exemption	$258,121 (+5.99%)	$346,863 (+6.14%) Land $100,000 Building $246,863
2024	$211.00
2023	$211.00 (-94.01%) Homeowner's exemption Veteran's exemption Widower's exemption	$243,541 (+3%)	$326,795 (+11.72%) Land $85,000 Building $241,795
2022	$3,524.00 Homeowner's exemption	$236,448	$292,514 Land $80,000 Building $212,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (1989–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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