465 Tunnel Rd, Rowe, MA 01367 Property Records

Franklin County and Rowe Town property record for 465 Tunnel Rd, Rowe, MA 01367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,117 sqft · built 2001
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Jul 1998)
Tax Bill	$3,127 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2019 Refinance
APN	`ROWE M:0407 B:0000 L:0011`

Property Details

APN / Parcel Number

Primary APN	`ROWE M:0407 B:0000 L:0011`
Alternative APN	`M:0008 B:0000 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,117 sqft Living Area
Gross Area	8,746 sqft
Basement Area	1,944 sqft
Unfinished Basement	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,045,440 sqft (24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	465 TUNNEL RD
City	ROWE
State	MA
Zip	01367-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	ROWE MA
Township / Civil Division	ROWE
Census Block Group	1
Census Block	1124
Census Tract	40100

Owner

465 Tunnel Rd is owned and occupied by two individuals who bought it in July 1998.

Source: Franklin County and Rowe Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 TUNNEL RD, ROWE, MA 01367-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM CREDIT UNION
May 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1998 · Amount on File
Deed Sale	Jul 29, 1998 · Amount on File
Deed Book / Page	3376 / 75
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWE MA
Recording Date	Apr 1, 2026
Property Address	465 TUNNEL RD, ROWE, MA 01367-9767
Document Number	008621-217
Book / Page	8621 / 217
Instrument Date	Mar 27, 2026
Instrument	20262545
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 TUNNEL RD, ROWE, MA 01367-9767
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002545,
Date	Apr 1, 2026
Book Page	8621/217
Instrument	20262545

Lender

Name	FREEDOM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	5.98%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWE MA
Property Address	465 TUNNEL RD, ROWE, MA 01367-9767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7367-284
Date	May 30, 2019
Book Page	7367/284
Instrument	5098

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 465 Tunnel Rd was $3,127, up 11,067.9% from the year before.

Source: Franklin County and Rowe Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Rowe Town
Elementary School District	Rowe School District (PK - 06)
Secondary School District	Mohawk Trail School District in Rowe (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,127.00 (+11,067.86%)	$596,700 (+6.65%) Land $68,400 Building $527,000	$522,785 (+0.97%)
2025	$28.00 (-98.95%)	$559,500 (+5.01%) Land $62,400 Building $497,100	$517,750
2024	$2,669.00 (-2.66%)	$532,800 (+0.64%) Land $59,400 Building $473,400
2023	$2,742.00	$529,400 Land $56,000 Building $473,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 465 Tunnel Rd; there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Tunnel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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