Oneida County and Sangerfield Town property record for 465 Tower St, Waterville, NY 13480
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,980 sqft · built 1975 |
| Lot Size | 0.964 acres (42,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,900 (Aug 2003) |
| Tax Bill | $5,949 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305401 392.009-1-2 |
| Primary APN | 305401 392.009-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,000 sqft (0.964 acres) |
| Lot Dimensions | 280 ft deep x 150 ft wide |
| Porch | Slab |
| Porch Area | 297 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 001044 |
|---|---|
| Street Address | 465 TOWER ST |
| City | WATERVILLE |
| State | NY |
| Zip | 13480-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 421 TOWER ST 150X280 N POWER ST E KNAPP S PECHAM W PECHAM |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | SANGERFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 25700 |
465 Tower St is owned and occupied by two individuals who bought it in August 2003.
Source: Oneida County and Sangerfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 TOWER ST, WATERVILLE, NY 13480-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2003 · Amount on File |
| Deed Sale | Aug 7, 2003 · Amount on File |
| Deed Book / Page | 2003 / 19408 |
| Prior Transfer Date | Jan 27, 2003 |
| Prior Transfer Doc | 2003003096 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 465 Tower St was $5,949 with a homeowner's exemption, up 28.8% from the year before.
Source: Oneida County and Sangerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Sangerfield Town |
| Municipality | Waterville Village |
| Unified School District | Waterville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,949.00 (+28.79%) Homeowner's exemption | ||
| 2025 | $4,619.00 | $98,500 Land $7,700 Building $90,800 | $235,084 Land $18,377 Building $216,707 |
| 2023 | $98,500 (-) Land $7,700 Building $90,800 | $208,245 (+6.76%) Land $16,279 Building $191,966 | |
| 2022 | $1,602.00 Homeowner's exemption | $98,500 Land $7,700 Building $90,800 | $195,050 Land $15,248 Building $179,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 Tower St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Tower St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE VILLAGE serves 1,742 people · EPA ID NY3202415 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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