Oneida County and Sangerfield Town property record for 460 Tower St, Waterville, NY 13480
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,924 sqft · built 1890 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,050 (Dec 2009) |
| Tax Bill | $5,073 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305401 392.009-1-1.2 |
| Primary APN | 305401 392.009-1-1.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Milk House | 400 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 460 TOWER ST |
|---|---|
| City | WATERVILLE |
| State | NY |
| Zip | 13480-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 1.002 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | SANGERFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 25700 |
460 Tower St, a rural home, is owned and occupied by an individual who bought it in December 2009.
Source: Oneida County and Sangerfield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 460 TOWER ST, WATERVILLE, NY 13480-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2009 · Amount on File |
| Deed Sale | Dec 23, 2009 · Amount on File |
| Deed Book / Page | 2009 / 20696 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 460 Tower St was $5,073, up 28.8% from the year before.
Source: Oneida County and Sangerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Sangerfield Town |
| Municipality | Waterville Village |
| Unified School District | Waterville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,073.00 (+28.79%) | ||
| 2025 | $3,939.00 | $84,000 Land $11,820 Building $72,180 | $200,477 Land $28,210 Building $172,267 |
| 2023 | $84,000 (-) Land $11,820 Building $72,180 | $177,590 (+6.77%) Land $24,989 Building $152,601 | |
| 2022 | $1,366.00 | $84,000 Land $11,820 Building $72,180 | $166,337 Land $23,406 Building $142,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 460 Tower St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 460 Tower St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE VILLAGE serves 1,742 people · EPA ID NY3202415 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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