465 Sunridge Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 465 Sunridge Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,501 sqft · built 1991
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Sep 2004)
Tax Bill	$10,914 (2025)
Deeds & Mortgages	May 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159-370-19-00`

Property Details

APN / Parcel Number

Primary APN	`159-370-19-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,501 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	465 SUNRIDGE DR
City	OCEANSIDE
State	CA
Zip	92056-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 19 TR 012496
Legal Subdivision	SUNRIDGE COUNTRY
Legal Tract	012496
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 SUNRIDGE DR, OCEANSIDE, CA 92056-2405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2004 · Amount on Record
Deed Sale	Sep 7, 2004 · Amount on Record
Prior Sale	Apr 5, 1991 · Amount on Record
Deed Document Number	2004849909
Last Transfer Date	Sep 14, 2015
Transfer Doc	0000528643
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2026
Property Address	465 SUNRIDGE DR, OCEANSIDE, CA 92056-2405
Document Number	0000141680
Instrument Date	May 13, 2026
Instrument	2026141680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	465 SUNRIDGE DR, OCEANSIDE, CA 92056-2405

Mortgage

Document Number	0000141680,
Date	May 18, 2026
Instrument	2026141680

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Dec 16, 2111

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$959,626 (+2%) Land $483,367 Building $476,259
2025	$10,914.00 (+8.61%) Homeowner's exemption	$940,811 (+4.04%) Land $473,890 Building $466,921
2023	$10,049.00 (+0.34%) Homeowner's exemption	$904,281 Land $455,490 Building $448,791
2022	$10,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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