439 Sunridge Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 439 Sunridge Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,238 sqft · built 2006
Lot Size	0.399 acres (17,392 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,581 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-810-02-00`

Property Details

APN / Parcel Number

Primary APN	`158-810-02-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,238 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	17,392 sqft (0.399 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	439 SUNRIDGE DR
City	OCEANSIDE
State	CA
Zip	92056-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 2 TR 015334
Legal Subdivision	ERNEST A TAYLOR ESTATES
Legal Tract	015334
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Aug 2, 2021	Intrafamily Transfer, Transfer · VA Mortgage EVERETT FINANCIAL INC
Aug 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	2021549379
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000054018
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2026
Property Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405
Document Number	0000202219
Instrument Date	Jul 10, 2026
Instrument	2026202219
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	LENNAR TITLE INC, LENNAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405

Mortgage

Document Number	0000202219,
Date	Jul 15, 2026
Instrument	2026202219

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	782 Months
Due	Sep 28, 2091

Interest

Rate	6.52%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2021
Property Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405
Document Number	0000549379
Map Reference	MAP 15334
Instrument Date	Jul 28, 2021
Instrument	2021-0549379
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405

Mortgage

Document Number	0000549380
Date	Aug 2, 2021
Instrument	2021-0549380

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2021
Property Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405
Document Number	0000553841
Map Reference	MAP 15334
Instrument Date	Jul 28, 2021
Instrument	2021-0553841
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	439 SUNRIDGE DR, OCEANSIDE, CA 92056-2405

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,892 (+2%) Land $422,008 Building $535,884
2025	$10,581.00 (+8.69%) Homeowner's exemption	$939,111 (+4.04%) Land $413,734 Building $525,377
2023	$9,735.00 (+0.39%) Homeowner's exemption	$902,646 Land $397,669 Building $504,977
2022	$9,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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