465 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 465 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 1931
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jan 2026)
Tax Bill	$8,600 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0102-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0102-00`
Alternative APN	`200862730`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	3,331 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	864 sqft
Upper Floors Area	864 sqft
Attic	Attic
Attic Area	99 sqft
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	280 sqft
Deck Area	Deck Area
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	465 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	465 STANLEY AVE 65 X 100 LOTS 32-33 PT 31 COTTAGE HILL SUB BLK F PRS 102 TH 104 CONS
Legal Subdivision	COTTAGE HILL SUB
Legal Block	F
Legal Lot Number	32-33
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

465 Stanley Ave is owned and occupied by an individual who bought it in January 2026.

Source: Hamilton County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Jun 12, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Mar 24, 2022 · Amount on File
Deed Document Number	2026703
Deed Book / Page	15575 / 2061
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000025336
Date	Mar 9, 2022
Book Page	14620/1229
Instrument	2022-0025336

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 5, 2026
Property Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000000703
Book / Page	15575 / 2061
Map Reference	MB 45 PG 28&29
Instrument Date	Dec 30, 2025
Instrument	2026-0000703
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	UNKNOWN, LTOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000000704
Date	Jan 5, 2026
Instrument	2026-0000704

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.75%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2022
Property Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000030713
Book / Page	14631 / 638
Map Reference	MB 4 PG 28&29
Instrument Date	Mar 18, 2022
Instrument	2022-0030713
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000030714
Date	Mar 24, 2022
Instrument	2022-0030714

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	6.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000005081
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	465 STANLEY AVE CINCINNATI OH 452261718, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000005081
Date	Jan 16, 2020
Book Page	014085/000094
Instrument	5081

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000048132
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	465 STANLEY AVE CINCINNATI OH 452261718, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000048132
Date	Jun 18, 2019
Book Page	013941/001428
Instrument	48132

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2019
Property Address	465 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000033540
Book / Page	13909 / 01491
Map Reference	MB 4 PG 28&29
Instrument Date	Apr 19, 2019
Instrument	2019-0033540
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1501 E WOODFIELD RD STE 204N, 204N, SCHAUMBURG, IL 60173-4961

Mortgage

Document Number	0000033541
Date	May 2, 2019
Instrument	2019-0033541

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 465 Stanley Ave was $8,600, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,600.00 (+3.13%)	$139,650 (-) Land $83,531 Building $56,119	$399,000 Land $238,660 Building $160,340
2024	$8,339.00 (-2.2%)	$139,650 (-) Land $83,531 Building $56,119
2023	$8,527.00 (+17.29%)	$139,650 (+30.82%) Land $83,531 Building $56,119	$399,000 Land $238,660 Building $160,340
2022	$7,270.00 Homeowner's exemption	$106,751 Land $34,010 Building $72,741
2020			$305,000 Land $97,170 Building $207,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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