462 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 462 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,628 sqft · built 2005
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2025)
Tax Bill	$10,875 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0132-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0132-00`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	924 sqft
Basement Area	570 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	462 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 50 X 133.50 LOTS 18&19COTTAGE HILL SUB BLK GPARS 132 & 133 CONS
Legal Subdivision	COTTAGE HILL SUB
Legal Block	G
Legal Lot Number	18-19 19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	4703

Owner

462 Stanley Ave is owned by an individual who bought it in October 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5111 KENWOOD RD, CINCINNATI, OH 45227-2042
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 14, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	0000076855
Deed Book / Page	15514 / 856
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	462 STANLEY AVE, CINCINNATI, OH 45226-1722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153419
Date	Dec 22, 2021
Book Page	14569/4185
Instrument	2021-0153419

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	7.75%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2025
Property Address	462 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000076855
Book / Page	15514 / 856
Map Reference	MB 4 PG 29&29
Instrument Date	Oct 1, 2025
Instrument	2025-0076855
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	462 STANLEY AVE, CINCINNATI, OH 45226-1722

Mortgage

Document Number	0000076856
Date	Oct 3, 2025
Instrument	2025-0076856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 15, 2020
Property Address	462 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000004707
Book / Page	014084 / 000575
Instrument Date	Jan 2, 2020
Instrument	4707
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 STANLEY AVE CINCINNATI OH 452261722, CINCINNATI, OH 45226-1722

Mortgage

Document Number	4708
Date	Jan 15, 2020
Book Page	014084/000577
Instrument	4708

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 14, 2017
Property Address	462 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000002374
Map Reference	PB 4 PG 28&29
Instrument Date	Feb 27, 2017
Instrument	17-0022374
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000002375
Date	Mar 14, 2017
Instrument	17-0022375

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Mortgage

Document Number	0000002376
Date	Mar 14, 2017
Instrument	17-0022376

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2018
Min Rate At Change	3.75%
Max Rate At Change	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 462 Stanley Ave was $10,875, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,875.00 (+3.14%)	$176,747 (-) Land $82,961 Building $93,786
2024	$10,544.00 (-2.22%)	$176,747 (-) Land $82,961 Building $93,786
2023	$10,783.00 (+24.06%)	$176,747 (+38.35%) Land $82,961 Building $93,786	$504,990 Land $237,030 Building $267,960
2022	$8,692.00 Homeowner's exemption	$127,750 Land $33,775 Building $93,975
2020			$365,000 Land $96,500 Building $268,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 462 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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