465 Sandy Bottom Rd, Earleville, MD 21919 Property Records

Cecil County property record for 465 Sandy Bottom Rd, Earleville, MD 21919

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,344 sqft · built 1990
Lot Size0.995 acres (43,342 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Feb 2020)
Tax Bill$2,763 (2026)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-051792

Property Details

APN / Parcel Number

Primary APN01-051792
Alternative APNs
  • 1051792
  • 051792

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,342 sqft (0.995 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Shed1 Shed
Shed Area1,440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number051792
Street Address465 SANDY BOTTOM RD
CityEARLEVILLE
StateMD
Zip21919-3121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description.9953 ACRE 465 SANDY BOTTOM ROAD S OF EARLEVILLE
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group3
Census Block3002
Census Tract30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address465 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Deed, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SERVICES
Jun 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleJun 6, 1988 · Amount on Record
Deed Book / Page4550 / 485
Prior Transfer DateApr 1, 2009
Prior Transfer Doc0026190493
Record UpdatedOct 29, 2026

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateFeb 14, 2020
Property Address465 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121
Document Number0045500485
Book / Page4550 / 485
Instrument DateFeb 7, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address465 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121

Mortgage

Document Number0004550491
DateFeb 14, 2020
Instrument4550/491
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address465 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121
Document Number0040980426
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 SANDY BOTTOM RD EARLEVILLE MD 219193121, EARLEVILLE, MD 21919-3121

Mortgage

Document Number0040980426
DateJul 12, 2017
Book Page004098/000426
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,763.00 (+6.56%)$249,267 (+7.66%)$267,000 (-) Land $84,600 Building $182,400
2025$2,593.00 (+54.44%)$231,533 (+10.24%)$267,000 (+24.88%) Land $84,600 Building $182,400
2023$1,679.00$210,033$213,800 Land $84,600 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims21 (1979–2024)
Claims Outside the SFHA1 of 21
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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