439 Sandy Bottom Rd, Earleville, MD 21919 Property Records

Cecil County property record for 439 Sandy Bottom Rd, Earleville, MD 21919

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,568 sqft · built 1987
Lot Size3.76 acres (163,786 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (May 2023)
Tax Bill$3,486 (2025)
Deeds & MortgagesMay 2023 Sale
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-058533

Property Details

APN / Parcel Number

Primary APN01-058533
Alternative APNs
  • 1058533
  • 058533

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,568 sqft Total Area
Basement Area1,176 sqft
Finished Basement1,176 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area163,786 sqft (3.76 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area468 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number058533
Street Address439 SANDY BOTTOM RD
CityEARLEVILLE
StateMD
Zip21919-3121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description3.7648 ACRES 439 SANDY BOTTOM ROAD S OF EARLEVILLE
Legal SubdivisionMINOR SUBDIVISION PLAT NO 1759
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group3
Census Block3002
Census Tract30100

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 440, CECILTON, MD 21913-0440
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Deed, Transfer
ARDENT TITLE COMPANY LLC
Jul 29, 2020Deed, Transfer · Conventional Mortgage
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleJul 29, 2020 · Amount on Record
Deed Book / Page5325 / 243
Prior Transfer DateJul 22, 2020
Prior Transfer Doc0046470254
Record UpdatedSep 20, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateMay 15, 2023
Property Address439 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121
Document Number0053250243
Book / Page5325 / 243
Instrument DateApr 27, 2023
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyARDENT TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$2,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
AddressPO BOX 440, CECILTON, MD 21913-0440

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJul 29, 2020
Property Address439 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121
Document Number0046470254
Book / Page4647 / 254
Instrument DateJul 22, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyLIBERTY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address439 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3121

Mortgage

Document Number0004647262
DateJul 29, 2020
Instrument4647/262
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,400 (+12.87%)$393,700 (-) Land $101,000 Building $292,700
2025$3,486.00 (+21.08%)$313,100 (+22.66%)$393,700 (+44.32%) Land $101,000 Building $292,700
2023$2,879.00$255,267$272,800 Land $101,000 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims21 (1979–2024)
Claims Outside the SFHA1 of 21
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Electric Cooperative
Fiber
2,500 / 2,500
ALTIUS Communications
Fixed Wireless
100 / 20

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