465 Saint Cloud Dr, Cape Fair, MO 65624 Property Records

Stone County property record for 465 Saint Cloud Dr, Cape Fair, MO 65624

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 1968
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$346 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-28-004-005-001.001`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-28-004-005-001.001`

Interior

Building Area	1,724 sqft Adjusted Area

Exterior

Year Built	Built 1968
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	465 SAINT CLOUD DR
City	CAPE FAIR
State	MO
Zip	65624-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EXCEPT: 15' OF THE EAST SIDE OF LOT 11 BLOCK C
Legal Subdivision	HOLIDAY HILL 1ST ADDITION
Legal Block	5
Legal Lot Number	11 , 12
Jurisdiction	STONE MO
Township / Civil Division	FLAT CREEK A
Census Block Group	1
Census Block	1016
Census Tract	90202

Owner

Source: Stone County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465 SAINT CLOUD DR, CAPE FAIR, MO 65624-4266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2009
Deed Sale	Sep 23, 2009
Deed Document Number	200900016874
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	465 SAINT CLOUD DR, CAPE FAIR, MO 65624-4266
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SAINT CLOUD DR, CAPE FAIR, MO 65624-4266

Mortgage

Document Number	202200009589
Date	Jun 24, 2022
Instrument	202200009589

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Max Rate	9.5%

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Galena R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00	$7,470 (-)	$39,300 (-) Land $2,000 Building $37,300
2023	$346.00	$7,470	$39,300 Land $2,000 Building $37,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10
Total Highspeed Fixed Wireless	30 / 10

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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