Polk County property record for 171 Ridgetop Rd, Tryon, NC 28782 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1960 |
| Lot Size | 261,360 sqft (6 acres) |
| Garage | 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $830,000 (2020) |
| Tax Bill | $5,565.00 (2025) |
Source: Polk County records · APN P49-24
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| May 18, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Apr 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Aug 13, 2004 · Amount on Record |
| Deed Book / Page | 448 / 319 |
| Prior Transfer Date | May 02, 2016 |
| Prior Transfer Doc | 00419/0507 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Document Number | 000473/149 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 473/149 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Document Number | 452/2223 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 452/2223 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | 448/1755 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 448/1755 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 21, 2020 |
| Property Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Document Number | 000448/319 |
| Book / Page | 448 / 319 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,660.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 RIDGETOP RD, 133, TRYON, NC 28782-6652 |
| Name | Verified Name |
|---|---|
| Address | 171 RIDGETOP RD, TRYON, NC 28782-6652 |
| Document Number | 0000448322 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 448/322 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,565.00 (+10.39%) | $982,072 (+34.68%) Land $120,000 Building $862,072 | $982,072 (+34.68%) Land $120,000 Building $862,072 |
| 2023 | $5,041.00 | $729,205 Land $77,500 Building $651,705 | |
| 2021 | $729,205 Land $77,500 Building $651,705 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | P49-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 261,360 sqft (6 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Pool Area | 600 sqft Pool |
| Total Buildings | 2 Total Buildings |
| Account Number | 54050 |
|---|---|
| Street Address | 171 RIDGETOP RD |
| City | TRYON |
| State | NC |
| Zip | 28782-6652 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P49, 0M18 MANY LEVELS |
| Legal Subdivision | MANY LEVELS |
| Jurisdiction | POLK NC |
| Minor Civil Division | TRYON |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 920304 |
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