Essex County and Montclair Township property record for 465 Park St, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 4,098 sqft · built 1951 |
| Lot Size | 0.846 acres (36,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,300,000 (Jun 2014) |
| Tax Bill | $53,545 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02709-0000-00013 |
| Primary APN | 13-02709-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,098 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 36,850 sqft (0.846 acres) |
| Lot Dimensions | 335 ft deep x 110 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130270900013 |
|---|---|
| Street Address | 465 PARK ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 110X335 IRR |
| Legal Block | 2709 |
| Legal Lot Number | 13 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 16200 |
465 Park St is owned and occupied by two individuals who bought it in June 2014.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 PARK ST, MONTCLAIR, NJ 07043-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2014 · Amount on File |
| Deed Sale | Jun 10, 2014 · Amount on File |
| Prior Sale | May 20, 2013 · Amount on File |
| Deed Book / Page | 12499 / 4026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 465 PARK ST, MONTCLAIR, NJ 07043-1954 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0000041306 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022041306 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 465 PARK ST, MONTCLAIR, NJ 07043-1954 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Title Company | CAPITAL TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000030190 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022030190 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
The 2025 property tax bill for 465 Park St was $53,545, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,522,900 (-) Land $442,100 Building $1,080,800 | $1,522,900 (-) Land $442,100 Building $1,080,800 | |
| 2025 | $53,545.00 (+3.32%) | $1,522,900 Land $442,100 Building $1,080,800 | $1,522,900 Land $442,100 Building $1,080,800 |
| 2024 | $51,824.00 | ||
| 2023 | $1,522,900 Land $442,100 Building $1,080,800 | $1,522,900 Land $442,100 Building $1,080,800 | |
| 2022 | $50,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 Park St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Park St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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