Essex County and Montclair Township property record for 453 Park St, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 4,020 sqft · built 1924 |
| Lot Size | 0.479 acres (20,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,169,000 (Nov 2018) |
| Tax Bill | $41,506 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03604-0000-00031 |
| Primary APN | 13-03604-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,020 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 20,850 sqft (0.479 acres) |
| Lot Dimensions | 150 ft deep x 139 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130360400031 |
|---|---|
| Street Address | 453 PARK ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 139X150 IRR |
| Legal Block | 3604 |
| Legal Lot Number | 31 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16200 |
453 Park St is owned and occupied by two individuals who bought it in November 2018.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 453 PARK ST, MONTCLAIR, NJ 07043-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| Nov 20, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Oct 7, 1996 · Amount on File |
| Deed Document Number | 2018100518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 453 PARK ST, MONTCLAIR, NJ 07043-1926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000025548 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023025548 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 453 PARK ST, MONTCLAIR, NJ 07043-1926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000025541 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023025541 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 21, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 453 PARK ST, MONTCLAIR, NJ 07043-1926 |
| Document Number | 0000102941 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 453 PARK ST MONTCLAIR NJ 070431926, MONTCLAIR, NJ 07043-1926 |
| Document Number | 0000102941 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 102941 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 20, 2018 |
| Property Address | 453 PARK ST, MONTCLAIR, NJ 07043-1926 |
| Document Number | 0000100518 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 100518 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 453 PARK ST MONTCLAIR NJ 070431926, MONTCLAIR, NJ 07043-1926 |
| Document Number | 100520 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 100520 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2048 |
The 2025 property tax bill for 453 Park St was $41,506, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180,500 (-) Land $406,700 Building $773,800 | $1,180,500 (-) Land $406,700 Building $773,800 | |
| 2025 | $41,506.00 (+3.32%) | $1,180,500 Land $406,700 Building $773,800 | $1,180,500 Land $406,700 Building $773,800 |
| 2024 | $40,172.00 | ||
| 2023 | $1,180,500 Land $406,700 Building $773,800 | $1,180,500 Land $406,700 Building $773,800 | |
| 2022 | $38,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 453 Park St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 453 Park St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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