465 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 465 Monterey Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 844 sqft · built 1950
Lot Size0.203 acres (8,843 sqft)
Owner2 Individual Names on Record
Tax Bill$5,571 (2025)
Deeds & MortgagesMay 2020 Transfer
Flood ZoneZone X (minimal risk)
APN044-132-21

Property Details

APN / Parcel Number

Primary APN044-132-21
Alternative APN
  • 044-132-21-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area844 sqft Living Area
Gross Area1,084 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeWood
Roof MaterialWood Shingle
Lot Area8,843 sqft (0.203 acres)
TerrainSteep
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area60 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address465 MONTEREY DR
CityAPTOS
StateCA
Zip95003-4809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal SubdivisionDEER PARK VILLA SITES 01
Legal Lot Number55
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address465 MONTEREY DR, APTOS, CA 95003-4809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 13, 2020
Transfer Doc0000018270
Record UpdatedSep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 28, 2020
Property Address465 MONTEREY DR, APTOS, CA 95003-4809
Document Number0000018270
Instrument DateFeb 13, 2020
Instrument18270
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address465 MONTEREY DR APTOS CA 950034809, APTOS, CA 95003-4809

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$364,600 (+2%) Land $282,606 Building $81,994
2025$5,571.00 (+11.96%) Homeowner's exemption$357,453 (+4.04%) Land $277,066 Building $80,387
2023$4,976.00 (+1.22%) Homeowner's exemption$343,572 Land $266,306 Building $77,266$934,740
2022$4,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monterey Dr

Nearby Streets

Search Property Records by Address or Parcel Number