460 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 460 Monterey Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,740 sqft · built 1963
Lot Size0.112 acres (4,879 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Jan 2005)
Tax Bill$13,349 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN044-351-07

Property Details

APN / Parcel Number

Primary APN044-351-07
Alternative APN
  • 044-351-07-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,740 sqft Living Area
Gross Area3,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,879 sqft (0.112 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area184 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address460 MONTEREY DR
CityAPTOS
StateCA
Zip95003-4810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Block1
Legal Lot Number29
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122202

Owner

Source: Santa Cruz County records · APN 044-351-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address460 MONTEREY DR, APTOS, CA 95003-4810
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2005 · Amount on Record
Deed SaleJan 28, 2005 · Amount on Record
Prior SaleMar 29, 2001 · Amount on Record
Deed Document Number20056526
Last Transfer DateJun 14, 2024
Transfer Doc0000011785
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address460 MONTEREY DR, APTOS, CA 95003-4810
Transaction TypeMortgage
Record UpdatedMar 09, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 MONTEREY DR, APTOS, CA 95003-4810

Mortgage

Document Number0000010914
DateFeb 22, 2021
Instrument2021-0010914
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address460 MONTEREY DR, APTOS, CA 95003-4810
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 MONTEREY DR, APTOS, CA 95003-4810

Mortgage

Document Number0000040552
DateOct 07, 2020
Instrument2020-0040552
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,066,348 (+2%) Land $639,810 Building $426,538
2025$13,349.00 (+7.8%)$1,045,440 (+4.04%) Land $627,266 Building $418,174
2024$12,383.00 (+2.06%)
2023$12,133.00 (+2.17%) Homeowner's exemption$1,004,844 Land $602,908 Building $401,936$1,287,000
2022$11,875.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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