465 McCormack Rd, Waddy, KY 40076 Property Records

Shelby County property record for 465 McCormack Rd, Waddy, KY 40076

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,724 sqft · built 1988
Lot Size	12.7 acres (553,212 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jul 2025)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-00-041`

Property Details

APN / Parcel Number

Primary APN	`082-00-041`
Alternative APN	`0033877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	553,212 sqft (12.7 acres)
Garage Type	Mixed
Garage Area	720 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0033877
Street Address	465 MCCORMACK RD
City	WADDY
State	KY
Zip	40076-5020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RESIDENTIA
Legal Description	DANIEL DIVISION TR C
Legal Subdivision	DANIEL DIVISION
Legal Tract	C
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	2
Census Block	2043
Census Tract	40101

Owner

Source: Shelby County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	755 MCCALLS MILL RD, LEXINGTON, KY 40515-8921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Document Number	2025559979
Deed Book / Page	741 / 485
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jul 22, 2025
Property Address	465 MCCORMACK RD, WADDY, KY 40076-5020
Document Number	00D741/485
Book / Page	D741 / 485
Map Reference	CAB 1 SL 331
Instrument Date	Jul 17, 2025
Instrument	559979
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1477 ATTON STATION RD, LAWRENCEBURG, KY 40342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 MCCORMACK RD, WADDY, KY 40076-5020
Mail Care Of	ELIZABETH ROSE CINO AND CRAPE MYRTL

Mortgage

Document Number	0M1384/340
Date	Jul 22, 2025
Book Page	M1384/340
Instrument	559982

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	PO BOX 34390, LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00 (-3.76%) Homeowner's exemption	$225,000 (-)	$225,000 (-)
2023	$2,103.00 Homeowner's exemption	$225,000	$225,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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