371 McCormack Rd, Waddy, KY 40076 Property Records

Shelby County property record for 371 McCormack Rd, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1979
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2020)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092A-01-006`

Property Details

APN / Parcel Number

Primary APN	`092A-01-006`
Alternative APN	`0052233`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	608 sqft
Parking Spaces	1 Parking Space
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	0052233
Street Address	371 MCCORMACK RD
City	WADDY
State	KY
Zip	40076-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY LANE EST LOT 11
Legal Subdivision	COUNTRY LANE ESTATES
Legal Lot Number	11
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	2
Census Block	2043
Census Tract	40101

Owner

Source: Shelby County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	371 MCCORMACK RD, WADDY, KY 40076-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 11, 2019	Deed, Transfer · FHA Mortgage CITIZENS UNION BANK OF SHELBYVILLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	463165
Deed Book / Page	D0668 / 528
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Aug 21, 2020
Property Address	371 MCCORMACK RD, WADDY, KY 40076-6012
Document Number	0D0668/528
Book / Page	D0668 / 528
Map Reference	MB 2 PG 187
Instrument Date	Aug 18, 2020
Instrument	463165
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	AGENCY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 TRAMMELL RD, 116, BAGDAD, KY 40003-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 MCCORMACK RD, WADDY, KY 40076-6012

Mortgage

Document Number	0000463166
Date	Aug 21, 2020
Instrument	463166

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Feb 11, 2019
Property Address	371 MCCORMACK RD, WADDY, KY 40076-6012
Document Number	0D0647/214
Book / Page	D0647 / 214
Map Reference	MB 2 PG 187
Instrument Date	Feb 1, 2019
Instrument	447626
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 MCCORMACK RD, 389, WADDY, KY 40076-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	371 MCCORMACK RD, WADDY, KY 40076-6012

Mortgage

Document Number	0000447627
Date	Feb 11, 2019
Instrument	447627

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Mortgage

Document Number	0M1105/488
Date	Feb 11, 2019
Book Page	M1105/488
Instrument	447628

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00 (-2.3%)	$200,000 (-)	$200,000 (-)
2023	$2,349.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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