465 Holt Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 465 Holt Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,454 sqft · built 1959
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2026)
Tax Bill	$8,176 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`265489 064.08-2-2`

Property Details

APN / Parcel Number

Primary APN	`265489 064.08-2-2`
Alternative APNs	`54890640800002002000` `02961200000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,454 sqft Living Area
1st Floor Area	2,079 sqft
Basement Area	375 sqft
Finished Basement	375 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	300 ft deep x 116 ft wide

Exterior Amenities

Porch	Slab
Porch Area	465 sqft
Shed	1 Shed
Canopy	64 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02961200000
Street Address	465 HOLT RD
City	WEBSTER
State	NY
Zip	14580-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0014-14-04
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1011
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1712 BLOSSOM RD, ROCHESTER, NY 14610-2319
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Jan 10, 2024	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 1, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jan 10, 2024 · Amount on Record
Deed Document Number	20263426731
Deed Book / Page	13198 / 875
Prior Transfer Date	Jun 26, 2000
Prior Transfer Doc	9329000098
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 2, 2026
Property Address	465 HOLT RD, WEBSTER, NY 14580-9135
Document Number	0003426731
Book / Page	13198 / 875
Instrument Date	May 27, 2026
Instrument	20263426731
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	SMS R/E INFORMATION SERVICES, METRO REAL ESTATE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 BLOSSOM RD, ROCHESTER, NY 14610-2319

Mortgage

Document Number	0003426732,
Date	Jun 2, 2026
Book Page	31337/245
Instrument	20263426732

Lender

Name	GENESEE REGIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 10, 2024
Property Address	465 HOLT RD, WEBSTER, NY 14580-9135
Document Number	0000001283
Book / Page	12912 / 149
Instrument Date	Jan 2, 2024
Instrument	202401101283
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ABAR ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 HOLT RD, WEBSTER, NY 14580-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 HOLT RD, WEBSTER, NY 14580-9135

Mortgage

Document Number	0000001284
Date	Jan 10, 2024
Book Page	30555/644
Instrument	202401101284

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 25, 2021
Property Address	465 HOLT RD, WEBSTER, NY 14580-9135
Document Number	0000000437
Book / Page	12548 / 437
Instrument Date	Aug 13, 2021
Instrument	202108250255
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 HOLT RD, 465, WEBSTER, NY 14580-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	465 HOLT RD, WEBSTER, NY 14580-9135

Mortgage

Document Number	202108250256
Date	Aug 25, 2021
Instrument	202108250256

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	465 HOLT RD, WEBSTER, NY 14580-9135
Document Number	0000001433
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 HOLT RD WEBSTER NY 145809135, WEBSTER, NY 14580-9135

Mortgage

Document Number	0000001433
Date	May 9, 2019
Book Page	028016/000586
Instrument	1433

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,176.00 (+27.11%)
2025	$6,432.00 (+23.64%)	$174,900 (+26.01%) Land $30,600 Building $144,300	$364,400 (+52.28%) Land $63,754 Building $300,646
2023		$138,800 (-) Land $30,600 Building $108,200	$239,300 (+10.33%) Land $52,756 Building $186,544
2022		$138,800 Land $30,600 Building $108,200	$216,900 Land $47,818 Building $169,082
2021	$5,202.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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