Hill County property record for 465 Hcr 4105, Covington, TX 76636
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,780 sqft · built 2015 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (May 2021) |
| Tax Bill | $8,644 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16010-75200-90171-002000 |
| Primary APN | 16010-75200-90171-002000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,780 sqft Living Area |
| Gross Area | 4,592 sqft |
| 1st Floor Area | 1,980 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16010-75200-90171-002000 |
|---|---|
| Street Address | 465 HCR 4105 |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | L REYNOLDS A-752 TR 17A LT 2 5.00 AC |
| Legal Subdivision | L REYNOLDS A- |
| Legal Tract | 17A |
| Legal Lot Number | 2 |
| Jurisdiction | HILL TX |
| Township / Civil Division | ITASCA |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960100 |
465 Hcr 4105, a rural home, is owned and occupied by two individuals who bought it in May 2021.
Source: Hill County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 HCR 4105, COVINGTON, TX 76636-4475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GRANDVIEW BANK |
| Jun 26, 2019 | Vendor's Lien, Transfer · Stand-Alone First Mortgage GRANDVIEW BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Document Number | 2021122761 |
| Deed Book / Page | 2111 / 602 |
| Prior Transfer Date | Aug 19, 2011 |
| Prior Transfer Doc | 0000045994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | May 24, 2021 |
| Property Address | 465 HCR 4105, COVINGTON, TX 76636-4475 |
| Document Number | 2111/602 |
| Book / Page | 2111 / 602 |
| Instrument Date | May 20, 2021 |
| Instrument | 122761 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | TRULY TITLE INC, TRULY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 465 HCR 4105, 465, COVINGTON, TX 76636-4475 |
| Name | Verified Name |
|---|---|
| Address | 465 HCR 4105, COVINGTON, TX 76636-4475 |
| Document Number | 122762 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 122762 |
| Name | GRANDVIEW BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Jul 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Jun 26, 2019 |
| Property Address | 465 HCR 4105, COVINGTON, TX 76636-4475 |
| Document Number | 002008/099 |
| Book / Page | 2008 / 099 |
| Map Reference | VOL 1804 PG 497 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 00105633 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1500 W HENDERSON ST, CLEBURNE, TX 76033-4121 |
| Document Number | 0000105634 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 00105634 |
| Name | GRANDVIEW BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 24, 2022 |
The 2026 property tax bill for 465 Hcr 4105 was $8,644 with a homeowner's exemption, up 197.6% from the year before.
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,644.00 (+197.56%) | $495,630 (+1.63%) Land $99,500 Building $396,130 | $495,630 (+1.63%) Land $99,500 Building $396,130 |
| 2025 | $2,905.00 Homeowner's exemption | $487,690 Land $99,500 Building $388,190 | $487,690 Land $99,500 Building $388,190 |
| 2023 | $331,060 Land $82,500 Building $248,560 | $331,060 Land $82,500 Building $248,560 | |
| 2022 | $1,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 Hcr 4105 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Hcr 4105 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER WSC serves 3,300 people · EPA ID TX1260021 |
|---|---|
| Water Source | Purchased surface water from FILES VALLEY WSC |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
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