449 Hcr 4105, Covington, TX 76636 Property Records

Hill County property record for 449 Hcr 4105, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	2 ba · 2,054 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$234,745 (Jan 2022)
Tax Bill	$6,639 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16010-75200-90171-004000`

Property Details

APN / Parcel Number

Primary APN	`16010-75200-90171-004000`
Alternative APN	`449911`

Interior

Full Baths	2 Baths
Building Area	2,054 sqft Living Area
Gross Area	4,694 sqft
1st Floor Area	2,054 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-75200-90171-004000
Street Address	449 HCR 4105
City	COVINGTON
State	TX
Zip	76636-4475
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	L REYNOLDS A-752 TR 17A LT 4 5.00 AC
Legal Subdivision	LEWIS A REYNOLDS SURVEY ABSTRACT NO 752
Legal Tract	17A
Legal Lot Number	4
Jurisdiction	HILL TX
Township / Civil Division	ITASCA
Census Block Group	3
Census Block	3042
Census Tract	960100

Owner

449 Hcr 4105, a rural home, is owned and occupied by two individuals who bought it in January 2022.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 HCR 4105, COVINGTON, TX 76636-4475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	May 24, 2021
Deed Document Number	2022131140
Deed Book / Page	2162 / 168
Prior Transfer Date	Dec 30, 2021
Prior Transfer Doc	002162/168
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Jan 31, 2022
Property Address	449 HCR 4105, COVINGTON, TX 76636-4475
Document Number	002162/168
Book / Page	2162 / 168
Instrument Date	Dec 30, 2021
Instrument	131140
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12695 COUNTY ROAD 2922, EUSTACE, TX 75124-3186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 HCR 4105, COVINGTON, TX 76636-4475

Mortgage

Document Number	0000131141
Date	Jan 31, 2022
Instrument	131141

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 449 Hcr 4105 was $6,639 with a homeowner's exemption, up 196.4% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,639.00 (+196.38%)	$380,650 (+1.21%) Land $99,500 Building $281,150	$380,650 (+1.21%) Land $99,500 Building $281,150
2025	$2,240.00 Homeowner's exemption	$376,100 Land $99,500 Building $276,600	$376,100 Land $99,500 Building $276,600
2023		$363,640 Land $82,500 Building $281,140	$363,640 Land $82,500 Building $281,140
2022	$1,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Hcr 4105 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Hcr 4105 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKER WSC serves 3,300 people · EPA ID TX1260021
Water Source	Purchased surface water from FILES VALLEY WSC
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100