Grayson County property record for 465 Emberson Ranch Rd, Pilot Point, TX 76258
| Property Type | Single Family Home |
|---|---|
| Details | 2,200 sqft · built 2005 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (May 2020) |
| Tax Bill | $7,078 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302 095500103 |
| Primary APN | 302 095500103 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Upper Floors Area | 600 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 952 sqft |
| Utility Building | 1,840 sqft |
| Street Address | 465 EMBERSON RANCH RD |
|---|---|
| City | PILOT POINT |
| State | TX |
| Zip | 76258-3153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0955 PIERCE THOMAS M A-G0955, ACRES 5.0, ALSO BEING PT OF H W DAILEY A-0360 & THOMAS PIERCE A-0954 |
| Legal Subdivision | PIERCE THOMAS M A-G0955 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | SOUTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 1902 |
465 Emberson Ranch Rd is owned and occupied by two individuals who acquired it in July 2020.
Source: Grayson County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 EMBERSON RANCH RD, PILOT POINT, TX 76258-3153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Jul 9, 2020 | Quit Claim Deed, Transfer OTHER |
| May 1, 2020 | Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on File |
| Deed Sale | May 1, 2020 · Amount on File |
| Prior Sale | Jan 14, 2014 · Amount on File |
| Deed Document Number | 202010487 |
| Last Transfer Date | Jul 8, 2020 |
| Transfer Doc | 0000017062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 465 EMBERSON RANCH RD, PILOT POINT, TX 76258-3153 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012125 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018-00012125 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 9, 2020 |
| Property Address | 465 EMBERSON RANCH RD, PILOT POINT, TX 76258-3153 |
| Document Number | 0000017062 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 17062 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 465 EMBERSON RANCH RD PILOT POINT TX 762583153, PILOT POINT, TX 76258-3153 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 1, 2020 |
| Property Address | 465 EMBERSON RANCH RD, PILOT POINT, TX 76258-3153 |
| Document Number | 0000010487 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020-00010487 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 BASELINE RD, KRUGERVILLE, TX 76227-9540 |
| Document Number | 0000010488 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2020-00010488 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 465 Emberson Ranch Rd was $7,078 with exemptions applied, down 9.7% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Pilot Point Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,078.00 (-9.72%) Homeowner's exemption Senior Citizen's exemption | $703,209 Land $300,000 Building $403,209 | $703,209 Land $300,000 Building $403,209 |
| 2024 | $7,840.00 | ||
| 2023 | $817,695 Land $327,000 Building $490,695 | $817,695 Land $327,000 Building $490,695 | |
| 2022 | $2,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 Emberson Ranch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Emberson Ranch Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TIOGA serves 938 people · EPA ID TX0910007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
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