Grayson County property record for 1545 Emberson Ranch Rd, Pilot Point, TX 76258
| Property Type | Rural Home |
|---|---|
| Details | 7,693 sqft · built 2015 |
| Lot Size | 26.8 acres (1,168,279 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,269 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301 121300204 |
| Primary APN | 301 121300204 |
|---|---|
| Alternative APN |
|
| Building Area | 7,693 sqft Living Area |
|---|---|
| Gross Area | 8,759 sqft |
| 1st Floor Area | 7,693 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 1,168,279 sqft (26.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,066 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 2,290 sqft |
| Utility Building | 720 sqft |
| Account Number | 219860 |
|---|---|
| Old Parcel Number | 301 121300204 |
| Street Address | 1545 EMBERSON RANCH RD |
| City | PILOT POINT |
| State | TX |
| Zip | 76258-3177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | G-1213 THOMAS J D A-G1213, ACRES 26.82 |
| Legal Subdivision | THOMAS J D A-G1213 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | SOUTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 1902 |
1545 Emberson Ranch Rd, a rural home, is owned and occupied by an individual who acquired it in March 2022.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1545 EMBERSON RANCH RD, PILOT POINT, TX 76258-3177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Mar 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO |
| Jul 20, 2020 | Loan Modification, Mortgage WEST TX NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2022 |
| Deed Sale | Mar 17, 2022 |
| Prior Sale | Jan 30, 2019 |
| Deed Document Number | 2022-8934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1545 EMBERSON RANCH RD, PILOT POINT, TX 76258-3177 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1545 EMBERSON RANCH RD, PILOT POINT, TX 76258-3177 |
| Document Number | 0000014366 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-14366 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Mar 17, 2022 |
| Property Address | 1545 EMBERSON RANCH RD, PILOT POINT, TX 76258-3177 |
| Document Number | 0000008934 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-8934 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1545 EMBERSON RANCH RD, 1545, PILOT POINT, TX 76258-3177 |
| Name | Verified Name |
|---|---|
| Address | 1545 EMBERSON RANCH RD, PILOT POINT, TX 76258-3177 |
| Document Number | 0000008935 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-8935 |
| Name | WILLOW BEND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1545 EMBERSON RANCH RD, PILOT POINT, TX 76258-3177 |
| Document Number | 0000024648 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1545 EMBERSON RANCH RD PILOT POINT TX 762583177, PILOT POINT, TX 76258-3177 |
| Document Number | 0000024648 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 24648 |
| Name | WEST TX NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.68% |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Tioga Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016,773 Land $42,020 Building $974,753 | $2,069,859 Land $1,095,106 Building $974,753 | |
| 2024 | $15,269.00 | ||
| 2023 | $1,024,213 Land $37,467 Building $986,746 | $1,956,295 Land $969,549 Building $986,746 | |
| 2022 | $15,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1545 Emberson Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1545 Emberson Ranch Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TIOGA serves 938 people · EPA ID TX0910007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: Verizon.
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