465 Elm St, Georgetown, MN 56546 Property Records

Clay County property record for 465 Elm St, Georgetown, MN 56546

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1972
Lot Size0.31 acres (13,375 sqft)
OwnerCompany Name on File
Tax Bill$174 (2026)
Flood ZoneZone AE (high risk)
APN54.700.0120

Property Details

APN / Parcel Number

Primary APN54.700.0120

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area13,375 sqft (0.31 acres)

Location & Zoning

Street Address465 ELM ST
CityGEORGETOWN
StateMN
Zip56546-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME WAMBACHS ADD LOT 001 BLOCK 003 SUBDIVISIONCD 54700 LOTS 1-4 BLK 3 LESS N25'
Legal Range48
Legal Township142
Legal Section32
Legal SubdivisionWAMBACHS ADD
Legal Block3
Legal Lot Number1
JurisdictionCLAY MN
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1164
Census Tract30107

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 184, GEORGETOWN, MN 56546-0184
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityGeorgetown City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174.00 (-1.14%)
2025$14,300 (-12.8%) Land $6,100 Building $8,200$14,300 (-12.8%) Land $6,100 Building $8,200
2023$176.00 Homeowner's exemption$16,400 Land $6,100 Building $10,300$16,400 Land $6,100 Building $10,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1997–2011)
Claims Outside the SFHA4 of 16
Most Recent ClaimApr 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 9 claims
  • Flooding, Apr 2010 · 5 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGeorgetown
serves 76 people · EPA ID MN1140014
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
X-Tech
Fixed Wireless
500 / 500
Midcontinent Communications
Fixed Wireless
100 / 20
Lumen Technologies
DSL
60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

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