460 Elm St, Georgetown, MN 56546 Property Records

Clay County property record for 460 Elm St, Georgetown, MN 56546

Property Summary

Property Type	Single Family Home
Details	built 1928
Lot Size	0.43 acres (18,552 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,544 (2026)
Flood Zone	Zone AE (high risk)
APN	`54.700.0060`

Property Details

APN / Parcel Number

Primary APN	`54.700.0060`

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	18,552 sqft (0.43 acres)

Location & Zoning

Street Address	460 ELM ST
City	GEORGETOWN
State	MN
Zip	56546-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WAMBACHS ADD LOT 036 BLOCK 001 SUBDIVISIONCD 54700 LOTS 36-40 BLK 1
Legal Range	48
Legal Township	142
Legal Section	32
Legal Subdivision	WAMBACHS ADD
Legal Block	1
Legal Lot Number	36
Jurisdiction	CLAY MN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1164
Census Tract	30107

Owner

Source: Clay County records · APN 54.700.0060

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	460 ELM ST, GEORGETOWN, MN 56546-4606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Georgetown City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,544.00 (+40.88%)
2025		$143,600 (+31.62%) Land $8,300 Building $135,300	$143,600 (+31.62%) Land $8,300 Building $135,300
2023	$1,096.00 Homeowner's exemption	$109,100 Land $8,300 Building $100,800	$109,100 Land $8,300 Building $100,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1997–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 9 claims Flooding, Apr 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
X-Tech Fixed Wireless	500 / 500
Midcontinent Communications Fixed Wireless	100 / 20
Lumen Technologies DSL	60 / 5

Based on FCC filings for 52 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Georgetown serves 76 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.