Branch County property record for 465 E Pearl Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $909 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-034-200-001-00 |
| Primary APN | 110-034-200-001-00 |
|---|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Street Address | 465 E PEARL RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 868.44 FT W OF MEANDER COR ON W SH COLD LK BET SEC 27 & 34, TH S 9DEG 08MIN 30SEC W 151.71 FT, TH S 10 FT, TH W 100 FT, |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 34 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 951000 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 465 E PEARL RD, COLDWATER, MI 49036-9775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 465 E PEARL RD, COLDWATER, MI 49036-9775 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201807584 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018-07584 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2038 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,638 (+0.62%) | $123,276 (+0.62%) | |
| 2025 | $909.00 (+2.71%) | $61,261 | $122,522 |
| 2024 | $885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Mercury Fiber.
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