Oakland County property record for 465 E Cambourne St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1947 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,500 (Oct 1997) |
| Tax Bill | $2,411 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-455-018 |
| Primary APN | 24-25-27-455-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 131 ft deep x 40 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 465 E CAMBOURNE ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T1N, R11E, SEC 27 MICHELSON WOODS SUB LOT 98 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | MICHELSON WOODS SUB |
| Legal Lot Number | 98 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 173100 |
465 E Cambourne St is owned and occupied by an individual who acquired it in January 2022.
Source: Oakland County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 465 E CAMBOURNE ST, FERNDALE, MI 48220-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1997 · Amount on File |
| Deed Sale | Oct 14, 1997 · Amount on File |
| Prior Sale | Mar 28, 1995 · Amount on File |
| Last Transfer Date | Jan 21, 2022 |
| Transfer Doc | 0000304643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 465 E CAMBOURNE ST, FERNDALE, MI 48220-1307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 465 E CAMBOURNE ST, FERNDALE, MI 48220-1307 |
| Document Number | 0000282426 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 57226/848 |
| Instrument | 282426 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 465 E Cambourne St was $2,411 with a homeowner's exemption, down 2.2% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,411.00 (-2.23%) Homeowner's exemption | $100,360 | $200,720 |
| 2024 | $2,466.00 | ||
| 2023 | $90,180 | $180,360 | |
| 2021 | $2,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 E Cambourne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 465 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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