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464 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 464 E Cambourne St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,081 sqft · built 1924
Lot Size0.129 acres (5,619 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Nov 2025)
Tax Bill$2,685 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-456-006

Property Details

APN / Parcel Number

Primary APN24-25-27-456-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,081 sqft Living Area
1st Floor Area535 sqft
Basement Area535 sqft
Unfinished Basement535 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions140 ft deep x 40 ft wide
PorchSlab
Porch Area321 sqft
Deck Area81 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address464 E CAMBOURNE ST
CityFERNDALE
StateMI
Zip48220-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT1N, R11E, SEC 27 MICHELSON WOODS SUB LOT 84, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionMICHELSON WOODS SUB
Legal Lot Number84
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1016
Census Tract173100

Owner

464 E Cambourne St is owned and occupied by an individual who bought it in November 2025.

Source: Oakland County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address464 E CAMBOURNE ST, FERNDALE, MI 48220-1306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2025 · Amount on File
Deed SaleNov 18, 2025 · Amount on File
Prior SaleFeb 17, 2012 · Amount on File
Deed Document Number2025144740
Deed Book / Page60708 / 297
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 18, 2025
Property Address464 E CAMBOURNE ST, FERNDALE, MI 48220-1306
Document Number20250144740
Book / Page60708 / 297
Map ReferenceLB 27 PG 18
Instrument DateNov 5, 2025
Instrument20250144740
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 SCOTT RD, NORTHBROOK, IL 60062-6043

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 E CAMBOURNE ST, FERNDALE, MI 48220-1306

Mortgage

Document Number0060712685
DateNov 18, 2025
Instrument60712/685
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 464 E Cambourne St was $2,685, down 0.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,685.00 (-0.7%)$107,670 (+7.08%)$215,340 (+7.08%)
2024$2,704.00 (+4.08%)$100,550 (+3.66%)$201,100 (+3.66%)
2023$2,598.00$97,000$194,000
2021$2,501.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 464 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 464 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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