Monroe County property record for 465 Big Pine Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,950 sqft · built 2008 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Mar 2010) |
| Tax Bill | $9,705 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00537160-000000 |
| Primary APN | 00537160-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,928 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 769 sqft |
| Pool Area | 731 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 465 sqft |
| Patio Area | 1,240 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1660671 |
|---|---|
| Street Address | 465 BIG PINE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 12 LT 3 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR179-99 OR372-209 OR738-588 OR784-1833 OR930-939 OR1088-1238 OR1167-879/80 OR1357-327 OR1496-1778 OR2089-2146 OR2456-1894 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4393 SW 146TH AVE, MIAMI, FL 33175-6862 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2010 · Amount on Record |
| Deed Sale | Mar 15, 2010 · Amount on Record |
| Prior Sale | Feb 3, 1998 · Amount on Record |
| Deed Document Number | 20101781374 |
| Deed Book / Page | 2456 / 1894 |
| Prior Transfer Date | Oct 19, 2004 |
| Prior Transfer Doc | 0020892146 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,705.00 (+7.05%) | $1,216,171 (+12.73%) Land $610,095 Building $606,076 | $1,216,171 (+12.73%) Land $610,095 Building $606,076 |
| 2024 | $9,066.00 (+10.9%) | ||
| 2023 | $8,175.00 (+13.32%) | $1,078,871 (+12.81%) Land $480,600 Building $598,271 | $1,078,871 (+12.81%) Land $480,600 Building $598,271 |
| 2022 | $7,214.00 | $956,362 Land $400,500 Building $555,862 | $956,362 Land $400,500 Building $555,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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