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464 Big Pine Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 464 Big Pine Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,660 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$805,000 (2019)
Tax Bill$8,570.00 (2024)

Property Details

APN / Parcel Number

Primary APN00537370-000000
Alternative APNs
  • 31604000537370000000
  • 1660892

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,660 sqft Living Area
1st Floor624 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther Exterior
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,000 sqft (0.137 acres)
Depth X Width100 ft x 60 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Carport Area1,212 sqft Carport

Exterior Amenities

FenceFence
PorchOpen Porch
Porch Area327 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1660892
Old Parcel Number31604000537370000000
Street Address464 BIG PINE RD
CityKEY LARGO
StateFL
Zip33037-3104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 12 LT 24 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR603-616 OR672-692 OR916-170 OR916-174 OR930-2275 OR1059-479 OR1175-2189
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block12
Legal Lot Number24
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2000
Census Tract972700

Owner

Source: Monroe County records · APN 00537370-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address464 BIG PINE RD, KEY LARGO, FL 33037-3104
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 25, 2019Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
May 10, 2018Quit Claim Deed, Construction Loan · Building or Construction Mortgage
CAPITAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2019 · Amount on Record
Deed SaleJul 25, 2019 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Doc Number0029761770
Deed Book / Page2976 / 1770
Last Transfer DateJul 17, 2020
Transfer Doc0030320831
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address464 BIG PINE RD, KEY LARGO, FL 33037-3104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030250349
DateJun 02, 2020
Book Page3025/349
Instrument2268017
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 11, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 17, 2020
Property Address464 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number0030320831
Book / Page003032 / 000831
Instrument DateJul 14, 2020
Instrument2273438
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 BIG PINE RD KEY LARGO FL 330373104, KEY LARGO, FL 33037-3104

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 25, 2019
Property Address464 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number0029761770
Book / Page2976 / 1770
Map ReferenceMB 4 PG 162
Instrument DateJul 16, 2019
Instrument2230056
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyWALL STREET GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,635.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 BIG PINE RD, KEY LARGO, FL 33037-3104
InvestorPossibly a Property Investor

Mortgage

Document Number0029761771
DateJul 25, 2019
Instrument2976-1771
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

May 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 10, 2018
Property Address464 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number0029060051
Book / Page002906 / 000051
Instrument DateMay 09, 2018
Instrument2168438
Transaction TypeConstruction Loan
Record UpdatedJun 21, 2018
Title CompanyCORAL REEF TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
AddressPO BOX 372804 KEY LARGO FL 330377804, KEY LARGO, FL 33037-7804

Mortgage

Document Number29060052
DateMay 10, 2018
Book Page002906/000052
Instrument2168439
Lender
NameCAPITAL BK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 09, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,145,074 (+14.02%) Land $610,095 Building $534,979$1,145,074 (+14.02%) Land $610,095 Building $534,979
2024$8,570.00 (+11.37%)
2023$7,695.00 (+11.52%)$1,004,299 (+8.51%) Land $480,600 Building $523,699$1,004,299 (+8.51%) Land $480,600 Building $523,699
2022$6,900.00$925,508 Land $400,500 Building $525,008$925,508 Land $400,500 Building $525,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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