4649 Centerville Rd, Saint Paul, MN 55127 Property Records

Ramsey County property record for 4649 Centerville Rd, Saint Paul, MN 55127 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,528 sqft · built 1995
Lot Size	0.5 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2025)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-30-22-31-0065`

Property Details

APN / Parcel Number

Primary APN	`16-30-22-31-0065`
Alternative APNs	`8132463` `142815`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	2,178 sqft (0.5 acres)
Garage Type	Basement
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	142815
Street Address	4649 CENTERVILLE RD
City	SAINT PAUL
State	MN
Zip	55127-2302
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 300 MEADOWLANDS COMMONS UNIT NO.9
Legal Range	22
Legal Township	30
Legal Section	16
Legal Subdivision	CIC NO 300 MEADOWLANDS COMMONS
Legal Lot Number	9
Legal Unit	9
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	2
Census Block	2020
Census Tract	40601

Owner

Source: Ramsey County records · APN 16-30-22-31-0065

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4649 CENTERVILLE RD, SAINT PAUL, MN 55127-2302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage LUMINATE BANK
Aug 21, 2025	Warranty Deed, Transfer · FHA Mortgage LUMINATE BANK
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 27, 2020	Quit Claim Deed, Transfer CMG FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	20255076467
Prior Transfer Date	Sep 08, 2020
Prior Transfer Doc	0004840952
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	4649 CENTERVILLE RD, SAINT PAUL, MN 55127-2302
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05076469
Date	Aug 21, 2025
Instrument	A05076469

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2035

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 21, 2025
Property Address	4649 CENTERVILLE RD, SAINT PAUL, MN 55127-2302
Document Number	0A05076467
Instrument Date	Aug 11, 2025
Instrument	A05076467
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4649 CENTERVILLE RD, WHITE BEAR LAKE, MN 55127-2302

Mortgage

Document Number	0A05076468
Date	Aug 21, 2025
Instrument	A05076468

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 22, 2021
Property Address	4649 CENTERVILLE RD, SAINT PAUL, MN 55127-2302
Document Number	0A04859008
Instrument Date	Dec 01, 2020
Instrument	A04859008
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4649 CENTERVILLE RD, WHITE BEAR LAKE, MN 55127-2302

Mortgage

Document Number	0A04859009
Date	Jan 22, 2021
Instrument	A04859009

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 27, 2020
Property Address	4649 CENTERVILLE RD, SAINT PAUL, MN 55127-2302
Document Number	0004840952
Instrument Date	Sep 08, 2020
Instrument	4840952
Transaction Type	Transfer
Record Updated	Nov 09, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4649 CENTERVILLE RD WHITE BEAR LAKE MN 551272302, WHITE BEAR LAKE, MN 55127-2302

Mortgage

Document Number	4840953
Date	Oct 27, 2020
Instrument	4840953

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (+13.64%) Land $50,000 Building $205,000	$255,000 (+13.64%) Land $50,000 Building $205,000
2025	$2,792.00 (+0.72%)
2023	$2,772.00 Homeowner's exemption	$224,400 Land $50,000 Building $174,400	$224,400 Land $50,000 Building $174,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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