Ramsey County property record for 4645 Centerville Rd, Saint Paul, MN 55127
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 1995 |
| Lot Size | 0.5 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,000 (Dec 2023) |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-30-22-31-0066 |
| Primary APN | 16-30-22-31-0066 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 2,178 sqft (0.5 acres) |
| Garage Type | Basement |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 566044 |
|---|---|
| Street Address | 4645 CENTERVILLE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-2302 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 300 MEADOWLANDS COMMONS UNIT NO.10 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 16 |
| Legal Subdivision | CIC NO 300 MEADOWLANDS COMMONS |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40601 |
4645 Centerville Rd, a townhouse, is owned and occupied by two individuals who bought it in December 2023.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4645 CENTERVILLE RD, 10, SAINT PAUL, MN 55127-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 14, 2023 | Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on File |
| Deed Sale | Dec 14, 2023 · Amount on File |
| Prior Sale | Jan 11, 2005 · Amount on File |
| Deed Document Number | 20235011120 |
| Prior Transfer Date | Sep 13, 2013 |
| Prior Transfer Doc | 0004425353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 4645 CENTERVILLE RD, SAINT PAUL, MN 55127-2302 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04934918 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | A04934918 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 14, 2023 |
| Property Address | 4645 CENTERVILLE RD, SAINT PAUL, MN 55127-2302 |
| Document Number | 0A05011120 |
| Instrument Date | Dec 8, 2023 |
| Instrument | A05011120 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Tax | $900.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4645 CENTERVILLE RD # 10, 10, SAINT PAUL, MN 55127-2302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 4645 CENTERVILLE RD, WHITE BEAR LK, MN 55127-2302 |
| Document Number | 0004760377 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4645 CENTERVILLE RD #10 ST PAUL MN 551272302, 10, ST PAUL, MN 55127-2302 |
| Document Number | 0004760377 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 4760377 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 17, 2034 |
The 2025 property tax bill for 4645 Centerville Rd was $3,138 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,800 Land $50,000 Building $206,800 | $256,800 Land $50,000 Building $206,800 | |
| 2025 | $3,138.00 | ||
| 2023 | $4,596.00 Homeowner's exemption | $234,000 Land $50,000 Building $184,000 | $234,000 Land $50,000 Building $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4645 Centerville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4645 Centerville Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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