4648 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 4648 Oak Point Rd, Lorain, OH 44053

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 3,840 sqft · built 1992
Lot Size0.032 acres (1,406 sqft)
OwnerIndividual Name on File
Last Sale$197,000 (May 2026)
Tax Bill$2,327 (2025)
Deeds & MortgagesMay 2026 Sale
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN02-03-004-723-003

Property Details

APN / Parcel Number

Primary APN02-03-004-723-003

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,840 sqft Living Area
Gross Area4,260 sqft
1st Floor Area1,088 sqft
Basement Area832 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area1,406 sqft (0.032 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4648 OAK POINT RD
CityLORAIN
StateOH
Zip44053-2032
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHIDDEN CREEK CONDO PH 3
Legal SubdivisionHIDDEN CREEK CONDO
Legal Tract03
Legal Block723
Legal Lot NumberUNIT
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1007
Census Tract97201

Owner

Source: Lorain County records · APN 02-03-004-723-003

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4648 OAK POINT RD, 112, LORAIN, OH 44053-2032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Warranty Deed, Transfer
STEWART TITLE
May 01, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleMay 01, 2018 · Amount on Record
Deed Document Number202697394
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 27, 2026
Property Address4648 OAK POINT RD, LORAIN, OH 44053-2032
Document Number0000097394
Instrument DateMay 26, 2026
Instrument202697394
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$79,588.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4648 OAK POINT RD, 112, LORAIN, OH 44053-2032

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateMay 01, 2018
Property Address4648 OAK POINT RD, LORAIN, OH 44053-2032
Document Number0000670585
Map ReferenceVOL 190 PG 428
Instrument DateApr 27, 2018
Instrument2018-0670585
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4648 OAK POINT RD, LORAIN, OH 44053-2032

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictAmherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,327.00 (+1.57%) Homeowner's exemption$55,130 (%) Land $4,150 Building $50,980$157,520 (-) Land $11,860 Building $145,660
2024$2,291.00 (+2.55%)$55,132 (+21.53%) Land $4,151 Building $50,981$157,520 (+21.53%) Land $11,860 Building $145,660
2023$2,234.00 (+2.67%)$45,364 (+0.01%) Land $3,472 Building $41,892$129,610 (-) Land $9,920 Building $119,690
2022$2,176.00$45,360 Land $3,470 Building $41,890
2021$129,610 Land $9,920 Building $119,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies48 units insured
incl. 46 condo units

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 194 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLORAIN CITY PWS
serves 64,152 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak Point Rd

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