4644 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 4644 Oak Point Rd, Lorain, OH 44053

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,920 sqft · built 1992
Owner	2 Company Names on Record
Last Sale	$139,000 (Jun 2007)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-03-004-723-002`

Property Details

APN / Parcel Number

Primary APN	`02-03-004-723-002`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,088 sqft
2nd Floor Area	64 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4644 OAK POINT RD
City	LORAIN
State	OH
Zip	44053-2032
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HIDDEN CREEK CONDO PH 3
Legal Subdivision	HIDDEN CREEK CONDOMINIUMS
Legal Tract	3
Legal Block	723
Legal Lot Number	111
Legal Unit	111
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4644 OAK POINT RD, LORAIN, OH 44053-2032
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Intrafamily Transfer, Transfer
Jun 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 26, 2007 · Amount on Record
Deed Sale	Jun 26, 2007 · Amount on Record
Prior Sale	Jun 21, 2017
Deed Document Number	0000210436
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000910129
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 22, 2023
Property Address	4644 OAK POINT RD, LORAIN, OH 44053-2032
Document Number	0000910129
Map Reference	VOL 52 PG 39-41
Instrument Date	Mar 21, 2023
Instrument	2023-0910129
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4644 OAK POINT RD # 111, 111, LORAIN, OH 44053-2032

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 21, 2017
Property Address	4644 OAK POINT RD, LORAIN, OH 44053-2032
Document Number	0000633864
Instrument Date	Jun 9, 2017
Instrument	633864
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 OAK POINT RD #111 LORAIN OH 440532032, 111, LORAIN, OH 44053-2032

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00	$53,610 (-) Land $4,150 Building $49,460	$153,170 (-) Land $11,860 Building $141,310
2024	$2,263.00 (+34.62%)	$53,610 (+57.13%) Land $4,151 Building $49,459	$153,170 (+57.13%) Land $11,860 Building $141,310
2023	$1,681.00 (+2.25%)	$34,118 (-0.01%) Land $3,472 Building $30,646	$97,480 (-) Land $9,920 Building $87,560
2022	$1,644.00	$34,120 Land $3,470 Building $30,650
2021			$97,480 Land $9,920 Building $87,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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