Macomb County property record for 46472 Oak Pointe Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,259 sqft · built 1996 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Dec 2015) |
| Tax Bill | $3,204 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-36-203-028 |
| Primary APN | 20-08-36-203-028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,259 sqft Living Area |
| 1st Floor Area | 1,229 sqft |
| Basement Area | 1,229 sqft |
| Unfinished Basement | 1,229 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 116 ft deep x 67 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46472 OAK POINTE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-5905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK POINTE SUB LOT 25 LIBER: 109 PAGE: 49-53 |
| Legal Subdivision | OAK POINTE SUB |
| Legal Lot Number | 25 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 223402 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 25, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Feb 8, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Deed Document Number | 20155152357 |
| Deed Book / Page | 23780 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 18, 2026 |
| Property Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Document Number | 0000047682 |
| Book / Page | 30667 / 963 |
| Instrument Date | May 11, 2026 |
| Instrument | 202647682 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Document Number | 0000047682, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 30667/963 |
| Instrument | 202647682 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Document Number | 2200090265 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 28728/736 |
| Instrument | 202200090265 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46472 OA POINTE DR, MACOMB, MI 48042-5905 |
| Document Number | 0000120929 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 27405/382 |
| Instrument | 2120929 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 236 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46472 OAK POINTE DR, MACOMB, MI 48042-5905 |
| Document Number | 0000078384 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46472 OAK POINTE DR MACOMB MI 480425905, MACOMB, MI 48042-5905 |
| Document Number | 0000078384 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 026070/000916 |
| Instrument | 78384 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,800 (+3.51%) | $271,600 (+3.51%) | |
| 2025 | $3,204.00 (+13.1%) Homeowner's exemption | $131,200 (+10.44%) | $262,400 (+10.44%) |
| 2023 | $118,800 | $237,600 | |
| 2022 | $2,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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