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46577 Oak Pointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46577 Oak Pointe Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,626 sqft · built 1997
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Oct 2022)
Tax Bill$2,537 (2022)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-36-202-053

Property Details

APN / Parcel Number

Primary APN20-08-36-202-053
Alternative APN
  • 0836202053

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,626 sqft Living Area
1st Floor Area770 sqft
Basement Area770 sqft
Unfinished Basement770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Roof TypeGable
Lot Area10,803 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage Area409 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46577 OAK POINTE DR
CityMACOMB
StateMI
Zip48042-5906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAK POINTE SUB LOT 26 LIBER: 109 PAGE: 49-53
Legal SubdivisionOAK POINTE SUB
Legal Lot Number26
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1006
Census Tract223402

Owner

46577 Oak Pointe Dr is owned and occupied by an individual who bought it in October 2022.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address46577 OAK POINTE DR, MACOMB, MI 48042-5906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 18, 2018Quit Claim Deed, Transfer · Conventional with PMI
MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2022 · Amount on File
Deed SaleOct 24, 2022 · Amount on File
Prior SaleSep 21, 2001 · Amount on File
Deed Document Number2022120440
Deed Book / Page28870 / 534
Prior Transfer DateJul 24, 2021
Prior Transfer Doc0002239210
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 24, 2022
Property Address46577 OAK POINTE DR, MACOMB, MI 48042-5906
Document Number2200120440
Book / Page28870 / 534
Map ReferenceLB 109 PG 49-53
Instrument DateOct 20, 2022
Instrument202200120440
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23351 PINETREE CIR, 23351, MACOMB, MI 48042-5364

Transferred To (Grantee/Buyer)

NameVerified Name
Address46577 OAK POINTE DR, MACOMB, MI 48042-5906

Mortgage

Document Number2200120441
DateOct 24, 2022
Instrument202200120441
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateSep 17, 2021
Property Address46577 OAK POINTE DR, MACOMB, MI 48042-5906
Document Number2102239210
Book / Page28018 / 683
Map ReferenceLB 109 PG 49-53
Instrument DateJul 24, 2021
Instrument202102239210
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46577 OAK POINTE DR, MACOMB, MI 48042-5906

Mortgage

Document Number2102239211
DateSep 17, 2021
Instrument202102239211
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 18, 2018
Property Address46577 OAK POINTE DR, MACOMB, MI 48042-5906
Document Number0000045606
Book / Page025317 / 000735
Instrument DateApr 10, 2018
Instrument45606
Transaction TypeTransfer
Record UpdatedMay 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46577 OAK POINTE DR MACOMB MI 480425906, MACOMB, MI 48042-5906

Mortgage

Document Number45607
DateApr 18, 2018
Book Page025317/000738
Instrument45607
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 17, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,300 (+3.14%)$308,600 (+3.14%)
2025Homeowner's exemption$149,600$299,200
2022$2,537.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46577 Oak Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46577 Oak Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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