4647 Whitcomb St, Gary, IN 46408 Property Records

Lake County property record for 4647 Whitcomb St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1957
Lot Size0.325 acres (14,157 sqft)
OwnerOwner Name on File
Tax Bill$971 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-01-39-0501-0012

Property Details

APN / Parcel Number

Primary APN001-01-39-0501-0012
Alternative APNs
  • 45-08-31-201-012.000-001
  • 013905010012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1957
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions202 ft deep x 70 ft wide
Garage TypeDetached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-01-39-0501-0012
Old Parcel Number013905010012
Street Address4647 WHITCOMB ST
CityGARY
StateIN
Zip46408-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOUGLAS MANOR ADD. TO LAKE CO.IND ALL LOT 12
Legal SubdivisionDOUGLAS MANOR ADD
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1004
Census Tract41400

Owner

The current owner of 4647 Whitcomb St acquired it in November 2006.

Source: Lake County records, as of March 18, 2026

Owner of RecordOwner Name on File
Mailing Address4647 WHITCOMB ST, GARY, IN 46408-3507
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Line of Credit
CENTIER BANK
Jun 27, 2018Deed of Trust, Mortgage · Line of Credit
UNITED FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2006
Deed SaleNov 7, 2006
Deed Document Number0000097631
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4647 WHITCOMB ST, GARY, IN 46408-3507
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4647 WHITCOMB ST, GARY, IN 46408-3507

Mortgage

Document Number0000029544
DateSep 11, 2023
Instrument2023-529544
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueAug 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4647 WHITCOMB ST, GARY, IN 46408-3507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039937
DateJun 27, 2018
Instrument2018 039937
Lender
NameUNITED FCU
TypeCredit Union
AddressRICHLAND, MI 49083
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 25, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$104,000 Land $15,700 Building $88,300$104,000 Land $15,700 Building $88,300
2024$971.00
2023$89,600 (-3.24%) Land $16,000 Building $73,600$89,600 (-3.24%) Land $16,000 Building $73,600
2022$918.00 Homeowner's exemption$92,600 Land $15,700 Building $76,900$92,600 Land $15,700 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4647 Whitcomb St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4647 Whitcomb St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Whitcomb St

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