4623 Whitcomb St, Gary, IN 46408 Property Records

Lake County property record for 4623 Whitcomb St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1958
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on Record
Last Sale$148,500 (Sep 2025)
Tax Bill$811 (2024)
Deeds & MortgagesJan 2022 Mortgage
Sep 2025 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-01-39-0501-0010

Property Details

APN / Parcel Number

Primary APN001-01-39-0501-0010
Alternative APNs
  • 45-08-31-201-010.000-001
  • 013905010010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1958
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions202 ft deep x 70 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-01-39-0501-0010
Old Parcel Number013905010010
Street Address4623 WHITCOMB ST
CityGARY
StateIN
Zip46408-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOUGLAS MANOR ADD. TO LAKE CO.IND ALL LOT 10
Legal SubdivisionDOUGLAS MANOR ADD
Legal Lot Number10
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1004
Census Tract41400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4623 WHITCOMB ST, GARY, IN 46408-3507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Commercial Mortgage
CENTIER BANK
Sep 10, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INDIANA HOUSING & COMMUNITY DEVELOPMENT
Sep 10, 2025Warranty Deed, Transfer · Conventional Mortgage
NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Deed Document Number2025-534492
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4623 WHITCOMB ST, GARY, IN 46408-3507
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4623 WHITCOMB ST, GARY, IN 46408-3507
InvestorPossibly a Property Investor

Mortgage

Document Number0000000644
DateJan 5, 2022
Instrument2022-500644
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueDec 16, 2041
Interest
Rate TypeAdjustable Rate

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4623 WHITCOMB ST, GARY, IN 46408-3507
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyCHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000034494
DateSep 10, 2025
Instrument2025-534494
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressGARY, IN 46408
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 10, 2025
Property Address4623 WHITCOMB ST, GARY, IN 46408-3507
Document Number0000034492
Map ReferenceMB 32 PG 14
Instrument DateSep 8, 2025
Instrument2025-534492
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyCHICAGO TITLE INS COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4623 WHITCOMB ST, GARY, IN 46408-3507
InvestorPossibly a Property Investor

Mortgage

Document Number0000034493
DateSep 10, 2025
Instrument2025-534493
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Mortgage

Document Number0000034494
DateSep 10, 2025
Instrument2025-534494
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressGARY, IN 46408
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$94,400 (+7.76%) Land $15,700 Building $78,700$94,400 (+7.76%) Land $15,700 Building $78,700
2024$811.00 (-0.86%)$87,600 (+6.7%) Land $16,000 Building $71,600$87,600 (+6.7%) Land $16,000 Building $71,600
2023$82,100 (-2.73%) Land $16,000 Building $66,100$82,100 (-2.73%) Land $16,000 Building $66,100
2022$818.00$84,400 Land $15,700 Building $68,700$84,400 Land $15,700 Building $68,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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