4647 Timber View Dr, Waterloo, IL 62298 Property Records

St. Clair County property record for 4647 Timber View Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	1,388 sqft · built 2003
Lot Size	3.63 acres (158,123 sqft)
Owner	Individual Name on File
Last Sale	$281,500 (Sep 2014)
Tax Bill	$5,766 (2019)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2017 Loan Modification
APN	`16-03-0-101-021`

Property Details

APN / Parcel Number

Primary APN	`16-03-0-101-021`

Interior

Stories	2 Stories
Building Area	1,388 sqft Living Area
Gross Area	11,476 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	158,123 sqft (3.63 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	546 sqft
Deck Area	18,000 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4647 TIMBER VIEW DR
City	WATERLOO
State	IL
Zip	62298-4653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR RIDGE LOT/SEC-10 DOC A02427332
Legal Subdivision	ARBOR RIDGE
Legal Lot Number	10
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3059
Census Tract	503203

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4647 TIMBER VIEW DR, WATERLOO, IL 62298-4653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Aug 15, 2017	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Prior Sale	Jan 10, 2003 · Amount on Record
Deed Document Number	A02427332
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4647 TIMBER VIEW DR, WATERLOO, IL 62298-4653
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4647 TIMBER VIEW DR, WATERLOO, IL 62298-4653

Mortgage

Document Number	0A02866900
Date	Nov 20, 2025
Instrument	A02866900

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate	5.47%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	4647 TIMBER VIEW DR, WATERLOO, IL 62298-4653
Document Number	00A2558191
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4647 TIMBER VIEW DR WATERLOO IL 622984653, WATERLOO, IL 62298-4653

Mortgage

Document Number	00A2558191
Date	Nov 13, 2017
Instrument	2558191

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$108,513 Land $18,462 Building $90,051	$325,539 Land $55,386 Building $270,153
2019	$5,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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