4722 Timber View Dr, Waterloo, IL 62298 Property Records

St. Clair County property record for 4722 Timber View Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,884 sqft · built 2007
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$493,000 (Jul 2026)
Tax Bill	$8,371 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
APN	`16-03-0-101-023`

Property Details

APN / Parcel Number

Primary APN	`16-03-0-101-023`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Upper Floors Area	31 sqft
Basement Area	1,532 sqft
Unfinished Basement	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Mixed
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	316 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4722 TIMBER VIEW DR
City	WATERLOO
State	IL
Zip	62298-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR RIDGE LOT/SEC-5 A02739593
Legal Subdivision	ARBOR RIDGE
Legal Block	101
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3059
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4722 TIMBER VIEW DR, WATERLOO, IL 62298-4654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 16, 2022	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit UMB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20262889293
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 14, 2026
Property Address	4722 TIMBER VIEW DR, WATERLOO, IL 62298-4654
Document Number	0002889293
Instrument Date	Jul 9, 2026
Instrument	20262889293
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,689.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4722 TIMBER VIEW DR, WATERLOO, IL 62298-4654

Mortgage

Date	Jul 14, 2026

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 16, 2022
Property Address	4722 TIMBER VIEW DR, WATERLOO, IL 62298-4654
Document Number	0A02739593
Map Reference	MB 95 PG 24
Instrument Date	Mar 9, 2022
Instrument	A02739593
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MODOC COUNTY TITLE COMPANY, MONROE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4722 TIMBER VIEW DR, WATERLOO, IL 62298-4654

Mortgage

Document Number	0A02739594
Date	Mar 16, 2022
Instrument	A02739594

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4722 TIMBER VIEW DR, WATERLOO, IL 62298-4654
Document Number	00A2647691
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4722 TIMBER VIEW DR WATERLOO IL 622984654, WATERLOO, IL 62298-4654

Mortgage

Document Number	00A2647691
Date	Apr 8, 2020
Instrument	2647691

Lender

Name	UMB BK
Type	Bank
Address	BELLEVILLE, IL 62220-1484

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,371.00 (+8.08%) Homeowner's exemption	$145,117 (+10.01%) Land $20,302 Building $124,815	$435,351 (+10.01%) Land $60,906 Building $374,445
2024	$7,745.00 (+13.6%)	$131,918 (+20.77%) Land $20,583 Building $111,335	$395,754 (+20.77%) Land $61,749 Building $334,005
2022		$109,231 Land $17,043 Building $92,188	$327,693 Land $51,129 Building $276,564
2019	$6,818.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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