4647 Lue Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 4647 Lue Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,762 sqft · built 2016
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Apr 2017)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-0890-028-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0890-028-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
1st Floor Area	599 sqft
2nd Floor Area	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,498 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4647 LUE LN
City	CARMICHAEL
State	CA
Zip	95608-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	THE OAKS AT CARMICHAEL, LOT 28, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	THE OAKS AT CARMICHAEL
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4647 LUE LN, CARMICHAEL, CA 95608-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 26, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Book / Page	20170426 / 1174
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4647 LUE LN, CARMICHAEL, CA 95608-6621
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4647 LUE LN, CARMICHAEL, CA 95608-6621

Mortgage

Document Number	0000000923
Date	May 16, 2023
Instrument	202305160923

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4647 LUE LN, CARMICHAEL, CA 95608-6621
Document Number	1910180861
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4647 LUE LN CARMICHAEL CA 956086621, CARMICHAEL, CA 95608-6621

Mortgage

Document Number	1910180861
Date	Oct 18, 2019
Instrument	1910180861

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2017
Property Address	4647 LUE LN, CARMICHAEL, CA 95608-6621
Document Number	0000001174
Book / Page	170426 / 001174
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4647 LUE LN CARMICHAEL CA 956086621, CARMICHAEL, CA 95608-6621

Mortgage

Document Number	1175
Date	Apr 26, 2017
Book Page	170426/001175

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,718 (+2%) Land $165,729 Building $283,989
2025	$5,167.00 (+0.98%) Homeowner's exemption	$440,901 (+4.04%) Land $162,480 Building $278,421
2024	$5,117.00 (+2.65%)
2023	$4,985.00 (+0.54%) Homeowner's exemption	$423,782 Land $156,172 Building $267,610
2022	$4,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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