4644 Lue Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 4644 Lue Ln, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,762 sqft · built 2015
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jul 2025)
Tax Bill$5,340 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN230-0890-015-0000

Property Details

APN / Parcel Number

Primary APN230-0890-015-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,762 sqft Living Area
1st Floor Area599 sqft
2nd Floor Area1,163 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4644 LUE LN
CityCARMICHAEL
StateCA
Zip95608-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE OAKS AT CARMICHAEL, LOT 15, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionTHE OAKS AT CARMICHAEL
Legal Lot Number15
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2011
Census Tract7604

Owner

Source: Sacramento County records · APN 230-0890-015-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2666 COTTAGE WAY, 98, SACRAMENTO, CA 95825-1231
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Line of Credit
THE GOLDEN ONE CU
Aug 19, 2020Deed of Trust, Mortgage · VA Mortgage
PREMIER MTG RSRCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Prior SaleJul 08, 2016 · Amount on Record
Deed Book / Page20250701 / 563
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4644 LUE LN, CARMICHAEL, CA 95608-6621
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4644 LUE LN, CARMICHAEL, CA 95608-6621

Mortgage

Document Number0000001411
DateOct 21, 2021
Instrument2021102101411
Lender
NameTHE GOLDEN ONE CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4644 LUE LN, CARMICHAEL, CA 95608-6621
Document Number2008261101
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4644 LUE LN CARMICHAEL CA 956086621, CARMICHAEL, CA 95608-6621

Mortgage

Document Number2008261101
DateAug 26, 2020
Instrument2008261101
Lender
NamePREMIER MTG RSRCS
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$550,000 (+20.77%) Land $128,000 Building $422,000
2025$5,340.00 (+0.98%)$455,402 (+4.04%) Land $162,480 Building $292,922
2024$5,288.00 (+2.64%)
2023$5,152.00 (+0.57%) Homeowner's exemption$437,721 Land $156,172 Building $281,549
2022$5,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670076042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
3 of 6 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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