4647 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4647 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,578 sqft · built 2016
Lot Size10 acres (436,036 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-200-018-000

Property Details

APN / Parcel Number

Primary APN10-25-200-018-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area1,578 sqft
Basement Area1,578 sqft
Unfinished Basement1,578 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area436,036 sqft (10 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4647 KASKASKIA RD
CityWATERLOO
StateIL
Zip62298-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART SW NE
Legal Range10W
Legal Township03S
Legal Section25
JurisdictionMONROE IL
Township / Civil Division23
Census Block Group1
Census Block1016
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4647 KASKASKIA RD, WATERLOO, IL 62298-3713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4647 KASKASKIA RD, WATERLOO, IL 62298-3713
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000420535
DateOct 25, 2021
Instrument420535
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption$108,150 (+11.31%) Land $29,230 Building $78,920$324,450 (+11.31%) Land $87,690 Building $236,760
2022Additional exemption filed$97,160 Land $29,230 Building $67,930$291,480 Land $87,690 Building $203,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL
30 / 3

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kaskaskia Rd

Nearby Streets

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