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4604 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4604 Kaskaskia Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,600 sqft · built 1989
Lot Size6 acres (261,360 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Jul 2023)
Tax Bill$4,999 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-200-015-000

Property Details

APN / Parcel Number

Primary APN10-25-200-015-000
Alternative APN
  • 10250000000411 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,600 sqft
Basement Area1,600 sqft
Unfinished Basement1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area261,360 sqft (6 acres)
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area696 sqft
PorchSlab
Porch Area184 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4604 KASKASKIA RD
CityWATERLOO
StateIL
Zip62298-3712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART SE NE & PART NE SE
Legal Range10W
Legal Township03S
Legal Section25
JurisdictionMONROE IL
Township / Civil Division23
Census Block Group2
Census Block2071
Census Tract600501

Owner

Source: Monroe County records · APN 10-25-200-015-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1565 BUNTING LN, SANIBEL, FL 33957-4200
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD
Jul 21, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2023 · Amount on Record
Deed SaleJul 21, 2023 · Amount on Record
Deed Document Number2023429852
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4604 KASKASKIA RD, WATERLOO, IL 62298-3712
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000439471
DateOct 02, 2025
Instrument439471
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJul 21, 2023
Property Address4604 KASKASKIA RD, WATERLOO, IL 62298-3712
Document Number0000429852
Instrument DateJul 14, 2023
Instrument429852
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$705.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4604 KASKASKIA RD, WATERLOO, IL 62298-3712

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4604 KASKASKIA RD, WATERLOO, IL 62298-3712

Mortgage

Document Number0000429853
DateJul 21, 2023
Instrument429853
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeFixed Rate
Rate6.9%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$96,730 (+8.75%) Land $20,310 Building $76,420$290,190 (+8.75%) Land $60,930 Building $229,260
2024$4,999.00
2022Additional exemption filed$88,950 (-1.93%) Land $20,310 Building $68,640$266,850 (-1.93%) Land $60,930 Building $205,920
2021Additional exemption filed$90,700 Land $20,310 Building $70,390$272,100 Land $60,930 Building $211,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
HTC HoldingDSL30 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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