4646 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4646 SE Graham Dr, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 2005
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2022)
Tax Bill	$5,513 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0056.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0056.0-0-0000`
Alternative APNs	`40-38-41-009-000-00560-0` `905340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	2,404 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,053 sqft (0.116 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4646 SE GRAHAM DR
City	STUART
State	FL
Zip	34997-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	2
Legal Lot Number	56
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2015
Census Tract	1105

Owner

Source: Martin County records · APN 40-38-41-009-000-0056.0-0-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4646 SE GRAHAM DR, STUART, FL 34997-1545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Dec 07, 2011 · Amount on Record
Deed Document Number	20222956361
Deed Book / Page	3308 / 2264
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 25, 2022
Property Address	4646 SE GRAHAM DR, STUART, FL 34997-1545
Document Number	0033082264
Book / Page	3308 / 2264
Map Reference	MB 15 PG 89-104
Instrument Date	Apr 22, 2022
Instrument	2956361
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NOT AVAILABLE, SAILFISH TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8094 SW YACHTSMANS DR, 8094, STUART, FL 34997-4836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 SE GRAHAM DR, STUART, FL 34997-1545

Mortgage

Document Number	0033082267
Date	Apr 25, 2022
Instrument	3308/2267

Lender

Name	REHC INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,656 (+3.55%)	$397,340 (+14.4%) Land $150,000 Building $247,340
2024	$5,513.00 (-0.42%)
2023	$5,536.00 (+4.45%) Additional exemption filed	$347,320 (+24.04%) Land $115,000 Building $232,320	$347,320 (+9.3%) Land $115,000 Building $232,320
2022	$5,300.00	$280,005	$317,770 Land $95,000 Building $222,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.