Martin County property record for 4634 SE Graham Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,848 sqft · built 2005 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Apr 2018) |
| Tax Bill | $4,018 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-009-000-0057.0-0-0000 |
| Primary APN | 40-38-41-009-000-0057.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 856 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,053 sqft (0.116 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 864242 |
|---|---|
| Street Address | 4634 SE GRAHAM DR |
| City | STUART |
| State | FL |
| Zip | 34997-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 57 MARTINS CROSSING PUD (PB 15 PG 89) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | MARTINS CROSSING |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1105 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4634 SE GRAHAM DR, STUART, FL 34997-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Apr 13, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on Record |
| Deed Sale | Apr 13, 2018 · Amount on Record |
| Prior Sale | Sep 16, 2009 · Amount on Record |
| Deed Document Number | 20182689158 |
| Deed Book / Page | 2986 / 1306 |
| Prior Transfer Date | Feb 23, 2006 |
| Prior Transfer Doc | 0021180647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4634 SE GRAHAM DR, STUART, FL 34997-1545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 4634 SE GRAHAM DR, STUART, FL 34997-1545 |
| Document Number | 0032801220 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 3280/1220 |
| Instrument | 2932750 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 13, 2018 |
| Property Address | 4634 SE GRAHAM DR, STUART, FL 34997-1545 |
| Document Number | 0029861306 |
| Book / Page | 02986 / 1306 |
| Map Reference | MB15 PG89 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 2689158 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10207 SW ABILENE LN, 10207, PALM CITY, FL 34990-5940 |
| Name | Verified Name |
|---|---|
| Address | 327 OLIVE TREE CIR, GREENACRES, FL 33413-3050 |
| Document Number | 0002689159 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2689159 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,018.00 (-0.45%) Homeowner's exemption Veteran's exemption | $272,337 (+5.99%) | $387,950 (+14.61%) Land $150,000 Building $237,950 |
| 2024 | $4,036.00 (+2.36%) | ||
| 2023 | $3,943.00 (+3.82%) Additional exemption filed | $256,954 (+3%) | $338,500 (+9.41%) Land $115,000 Building $223,500 |
| 2022 | $3,798.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,470 | $309,380 Land $95,000 Building $214,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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