4646 Ridge Cliff Dr, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4646 Ridge Cliff Dr, Eagan, MN 55122 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,446 sqft Living Area
Lot Size1,824 sqft (0.042 acres)
OccupancyOwner Occupied
Last Sale$266,500 (2022)
Tax Bill$2,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-39801-11-030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,446 sqft Living Area
Gross Area1,930 sqft Gross Area
1st Floor Area1,012 sqft 1st Floor

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1991
Architectural StyleTownhouse
Construction TypeWood
Lot Area1,824 sqft (0.042 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area484 sqft Garage

Location & Zoning

Street Address4646 RIDGE CLIFF DR
CitySAINT PAUL
StateMN
Zip55122-2750
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionJOHNNY CAKE RIDGE 2ND ADD 3 11 LOT 3 BLK 11 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS A B & C SUBJ TO CIC #341
Legal SubdivisionJOHNNY CAKE RIDGE 2ND ADD
Legal Block11
Legal Lot Number3
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2005
Census Tract60734

Owner

Source: Dakota County records · APN 10-39801-11-030

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4646 RIDGE CLIFF DR, SAINT PAUL, MN 55122-2750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
HERITAGE BANK NA
Feb 28, 2022Warranty Deed, Transfer · Conventional Mortgage
HERITAGE BANK NA
Jul 12, 2018Deed, Transfer · ARM
WINGS FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleJul 12, 2018 · Amount on Record
Deed Document Number20221380779
Prior Transfer DateDec 07, 2015
Prior Transfer Doc0000754913
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4646 RIDGE CLIFF DR, EAGAN, MN 55122-2750
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000859011
DateFeb 28, 2022
Instrument859011
Lender
NameHERITAGE BANK NA
TypeBank
AddressSPICER, MN 56288
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateFeb 28, 2022
Property Address4646 RIDGE CLIFF DR, EAGAN, MN 55122-2750
Document Number0000859008
Instrument DateFeb 22, 2022
Instrument859008
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyLAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$879.45
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4646 RIDGE CLIFF DR, EAGAN, MN 55122-2750

Mortgage

Document Number0000859009
DateFeb 28, 2022
Instrument859009
Lender
NameHERITAGE BANK NA
TypeBank
AddressWILLMAR, MN 56201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionDAKOTA MN
Recording DateJul 12, 2018
Property Address4646 RIDGE CLIFF DR, EAGAN, MN 55122-2750
Document Number0000794407
Instrument DateJun 25, 2018
Instrument794407
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyEDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4646 RIDGE CLIFF DR, EAGAN, MN 55122-2750

Mortgage

Document Number0000794408
DateJul 12, 2018
Instrument794408
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.87%
Index1-Year CMT
Max Rate8.87%

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,617.00 (+4.51%)$269,500 (+10.81%) Land $41,000 Building $228,500$269,500 (+10.81%) Land $41,000 Building $228,500
2023$2,504.00
2022$243,200 Land $39,700 Building $203,500$243,200 Land $39,700 Building $203,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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