Dakota County property record for 4645 Ridge Cliff Dr, Eagan, MN 55122 · Last verified June 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1981 |
| Lot Size | 0.042 acres (1,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,500 (Feb 2021) |
| Tax Bill | $2,983 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2018 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-39802-01-040 |
| Primary APN | 10-39802-01-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Lot Area | 1,824 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4645 RIDGE CLIFF DR |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55122-2743 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | JOHNNY CAKE RIDGE 3RD ADD 4 1 LOT 4 BLK 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A SUBJ TO CIC #341 |
| Legal Subdivision | JOHNNY CAKE RIDGE 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60734 |
Source: Dakota County records · APN 10-39802-01-040
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4645 RIDGE CLIFF DR, SAINT PAUL, MN 55122-2743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 17, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB |
| Feb 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2021 · Amount on Record |
| Deed Sale | Feb 05, 2021 · Amount on Record |
| Prior Sale | Oct 09, 2007 · Amount on Record |
| Deed Document Number | 2021837338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4645 RIDGE CLIFF DR, EAGAN, MN 55122-2743 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000853433 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 853433 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4645 RIDGE CLIFF DR, EAGAN, MN 55122-2743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000800537 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 800537 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Feb 05, 2021 |
| Property Address | 4645 RIDGE CLIFF DR, EAGAN, MN 55122-2743 |
| Document Number | 0000837338 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 837338 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | DCA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $717.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4645 RIDGE CLIFF DR, EAGAN, MN 55122-2743 |
| Document Number | 0000837339 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 837339 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,983.00 (+24.6%) | $273,300 (+12.28%) Land $41,000 Building $232,300 | $273,300 (+12.28%) Land $41,000 Building $232,300 |
| 2023 | $2,394.00 Homeowner's exemption | ||
| 2022 | $243,400 Land $39,700 Building $203,700 | $243,400 Land $39,700 Building $203,700 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270370607342, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property
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|---|---|---|
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